Your Trusted Guide for Mortgages & Real Estate
One of our agent-partners called me this week b/c another lender was trying desperately to lure away one of our borrowers in contract. Our longtime agent-partner was spoiled by our […]
“BIG BANK RATES WITH JVM SERVICE” No other mortgage bank anywhere can make that claim. We are now offering $1 Million JUMBO Loans at 4.25%* at NO POINTS! (No mortgage […]
I try to keep my blogs business or mortgage oriented 99% of the time, but my dental hygienist forced me to write today’s b/c the tips are so important :). While I […]
One of our agent partners called me last night to discuss an “as is” contract for one of her listings, a clear “fixer” with some rotted siding and substantial debris […]
Back in my 1990s loan officer days, most of my business involved refinances as opposed to purchases. As a result, I watched rates daily and resented Alan Greenspan every time […]
Closing costs are the various fees and charges buyers face when purchasing a new home. Closing costs can accrue from lenders and third parties involved in your loan transaction, such as escrow, home...
$45 MILLION PER YEAR ON MARKETING A large mortgage company we know spends $45 million per year on marketing and lead buying, procuring tens of thousands of leads every year. […]
GOLDMAN SACHS DIDN’T HIRE ME I interviewed for an investment banking job at Goldman Sachs back in the 1980s, and the best investment bank in the world figured out that […]
We once had a borrower who stopped making mortgage payments on one of her properties after we pre-approved her. A few days before funding, we ran a “credit refresh” only […]
$12,000 WASTED ON POSTCARDS BECAUSE THEY WERE BEAUTIFUL About ten years ago, with the help of our branding consultants, we spent $12,000 on a beautifully designed postcard for a massive […]
STRONG BORROWER DENIED FINANCING – WHY? We once had a borrower who qualified for financing in every way (income, assets, credit, etc.) but she was denied financing. The reason? She […]
MORTGAGE PEOPLE LEARNING FROM REAL ESTATE PEOPLE Years ago Heejin and I attended a KW Family Reunion in Austin with several of our agent-partners and we were amazed by the […]
SUCCESSFUL COMMERCIAL LOAN OFFICER DOESN’T UNDERSTAND RESIDENTIAL LENDING We recently had a very successful commercial banker apply for low down payment financing b/c he wanted to preserve his cash...
“Beware of false marketers, who come to you in 2018 clothing, but inwardly are stuck in 1990.” Matthew 7:15 I should note that Matthew is my neighbor, and he said that to me last night at...
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