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What is Escrow? Understanding Its Role In Your Home Purchase

In this article, we’ll break down what escrow is and the role it plays in your home purchase. While escrow is an essential term in the world of real estate, […]

November 13, 2023 8 min read
Modern home with green backyard

NAR and KW Get Crushed In Lawsuit; Who Are the Real Winners and Losers

Prior to 2008, obtaining a mortgage was far cheaper and far easier – and it was NOT just because everyone could get so-called “liar” loans. It was because regulators stepped in after 2008...

November 1, 2023 6 min read
NAR and KW Get Crushed In Lawsuit; Who Are the Real Winners and Losers

Seller Carried 2nd Mortgages; Do’s and Don’ts

A seasoned appraiser told me that he is seeing a lot more listings lately that offer to carry 2nd mortgages for buyers, apparently as added enticements to move the listings.

October 23, 2023 3 min read

How To Boost Your Rental Revenue with PadSplit

PadSplit is a housing platform that offers affordable room rentals by the week, making it an attractive choice for individuals on a budget. Unlike Airbnb, PadSplit focuses on long-term affordability...

October 19, 2023 7 min read

What’s Ahead? U.S. Housing Market Predictions for 2024

The real estate housing market has always been a focal point of discussion, especially as we transition from the unpredictable waves of 2023 to the looming horizon of 2024. Despite a dramatic...

October 16, 2023 11 min read
Aerial view of homes in the country along a street

3 Events That Will Crash Home Prices! 1 Factor Keeping Home Prices High

This is what has shocked housing market analysts worldwide: Despite the fastest rise in interest rates in history, home prices in the U.S. have remained amazingly resilient. And the one factor that...

October 13, 2023 4 min read

What Is the Difference Between Condos vs Townhomes?

When diving into the world of real estate, one of the frequent questions that come up is: "What is the difference between a condo and a townhouse?" They might seem similar on the surface, but there...

October 7, 2023 6 min read

San Diego Property Tax 101: Essential Tips for Homeowners

Understanding the ins and outs of San Diego property tax is crucial for your property management and financial planning. In this guide, we cover the basics and nuances of property taxes in San Diego...

October 2, 2023 5 min read
Coastline in San Diego County with buildings and walking trails

How To Buy A Home In A Flood Zone

Purchasing a home is a monumental life decision, but when considering properties located in flood-prone areas, being well-informed becomes absolutely crucial. At JVM Lending, we understand the unique...

September 23, 2023 6 min read
Buying a Home in a Flood Zone

Multigenerational Homes: The Perfect Fit for Your Family

In recent years, the concept of multigenerational homes has gained significant traction. More and more families are exploring the idea of multiple generations living under one roof, driven by factors...

September 20, 2023 4 min read
The Multigenerational Home Buyer's Guide: Finding the Perfect Fit for Your Family

Assumable Mortgages; How to Get a 3% Mortgage in a 7% World

A startup called Roam was all over the news yesterday because they just got startup funding. Roam’s founder says his new company will find and advertise home listings attached to attractive...

September 14, 2023 3 min read
Assumable Mortgages; How to Get a 3% Mortgage in a 7% World

Panic Over Price Reductions Is Unwarranted

“If the housing market is so strong, why are we seeing so many price reductions?”  That was a question I received last week. And the answer is… we always see price reductions.   

September 11, 2023 2 min read
Panic Over Price Reductions Is Unwarranted

Will Housing Prices Drop In 2024?

RFK says that 3 giant corporations (BlackRock, Vanguard and State Street) will own 60% of America’s single-family homes by 2030, if they continue their buying trajectory. So, that huge amount of...

September 6, 2023 7 min read

Rates Hit New Record Highs; China’s Demise Part II – What To Do?

The Ten Year Treasury Yield hit its highest level since 2007! Here are some of the reasons: Waiting On The Fed. Bond prices fell and yields/rates rose, as investors are anxiously waiting […]

August 21, 2023 5 min read
Rates Hit New Record Highs; China’s Demise Part II – What To Do
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