I spent ALL morning thinking about chunky highlights; gaucho pants; “wide-ass belts"; swoopy, floppy hair; wide headbands – and many other things that were cool in 2007, but aren't cool now! My...
I am blogging about Non-QM and other unusual loan products again because a borrower came to us recently after being told by a commercial bank that there were no mortgage options for him because he...
Unemployment ALWAYS bottoms out right before we enter into recessions, and then surges after we are in a recession.
Are you in the market for a new home and wondering which mortgage option suits you best? VA loans and USDA home loans both offer unique benefits for homebuyers. In this comprehensive guide, we'll...
Gammon shreds all of Goldman’s assertions in his video, reminding us that Goldman completely missed the 2008 financial crisis with its previous predictions, as well as the inflation runup we just...
RFK says that 3 giant corporations (BlackRock, Vanguard and State Street) will own 60% of America’s single-family homes by 2030, if they continue their buying trajectory. So, that huge amount of...
We got the JOLTS report yesterday and the ADP report today, and among other things, we are seeing: (1) slower job creations; (2) the creation of part-time jobs instead of full-time jobs, making new...
Better Mortgage dominated the refi market for years all the way through COVID by pretty much giving away loans in order to capture market share – like so many tech firms do. And … it didn’t...
Rates Finally Fell – A Lot – But Not For Long Rates finally fell today in response to jobs report revisions and negative economic news out of Europe. On the […]
The Ten Year Treasury Yield hit its highest level since 2007! Here are some of the reasons: Waiting On The Fed. Bond prices fell and yields/rates rose, as investors are anxiously waiting […]
Boasting an approximate population of forty million, California stands as a substantial state harboring some of the nation's largest urban centers, including but not limited to Los Angeles, San...
Japan’s Still Not Back To 1989! Japan’s primary stock market index (the Nikkei 225) peaked in late 1989 at almost 39,000. 30 years later, the closest the Nikkei has come […]
Agents and loan officers dependent upon jumbo mortgages should be worried – very worried! But, before I explain why, I want to touch on rates today, as they are lower […]
The Big Drop in Rates Will Come When We Get a Negative Jobs Report The big move in interest rates that everyone is expecting at some point will very likely […]
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