#1 Rated Mortgage Lender

We make mortgages easy.

Apply now See our rates

Our clients rate us 5.0 out of 5.0 based on 600+ reviews

We make buying your dream home easy.

Working with JVM to get a mortgage will save you time, money and stress.

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HOW IT WORKS

FIND THE RIGHT LOAN FOR YOU

Hi, I'm Heidi!

I'm a Mortgage Analyst at JVM.

My team and I are here to help you fund the next chapter of your life. We’re available 7 days a week via text, phone, and email – let’s chat!

Schedule a free consult now

We’re there when you
really need us.

Available 7 days/week

Leverage your equity by refinancing.

Want to lower your monthly payment? Lower your rate and get cash out? JVM helps you achieve your refinancing goals quickly and painlessly.

Free Refinancing Benefits Analysis

Types of Mortgages

Check Refinance Rates

Get matched with your ideal mortgage loan.

How do you know what mortgage loan is the best for your unique situation? Our customized mortgage solutions match you with the financing that you’ll be comfortable with now and in the years to come.

Popular mortgage loans:

Conforming

Good for all property types
Low down payment options
Flexible loan terms
Competitive low rates

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FHA

Great for first-time homebuyers
Down payments as low as 3.5%
Fast closing times
Ideal for single family homes

Learn more

Jumbo

Lower rates than conforming
Ultra-competitive low rates
Great for homes over $1 million
Fast closing times

Learn more

See all mortgage loans

Why Choose JVM Lending?

We make mortgages easy, with total transparency, great technology, and expert advisors available 7 days a week.

Meet the team

Company Values

#1 Mortgage Lender
in Customer Satisfaction

We’ve received more five-star reviews than any other lender in the country.

Our clients rate us 5.0 out of 5.0 based on 600+ reviews

“We worked with JVM Lending with the purchase of our very first home. They made the process so easy, I wish I didn’t wait so long to buy one.”

Heather G.

“Amazing. JVM Lending has every facet of mortgage lending down to a tee. They are a lean, mean, mortgage broker machine.”

Carlo M.

“Cannot say enough nice things about JVM, they set the gold standard on helping us get a loan.”

Tom F.

“The house buying process is far from a cakewalk, but [JVM] was there every second of the way to help us get there!”

Marissa A.

“We cannot speak highly enough of JVM. These folks are organized, polite and professional.”

N G.

“Thoroughly professional and delightful to work with, I always felt supported and up to date with the progress of my loan!”

Eric A.

“JVM Lending, has such an amazing team! Their on top of their game in absolutely from the very minimum to EVERYTHING!”

Deeandra R.

“The whole process went smoothly and there were seamless transitions between each department that we work with. We love JVM!”

Cora C.

“I cannot speak highly enough about their professionalism, speed, and kindness. Every person I spoke with was very warm and very competent. I believe working with JVM was a major part of why we were able to purchase our home.”

Teisha M.

“If you are buying your first home, you probably have no idea what lies ahead. I certainly didn’t. Finding the right lender is going to make or break your experience and JVM are the reason we are finally sitting comfortably in our own home.”

Shane M.

“My wife and I purchased a home in Santa Clara recently and quite simply we received the best conceivable service from JVM. Everyone we interacted with was highly professional and knowledgeable.”

Michael S.

“One time my loan specialist actually walked away from a meeting to answer my call. Just how much they cared for me knowing that this could be a tough process was more than amazing.”

Mo M.

“When JVM says they can close in 15 days, they really mean it! JVM actually helped me win my house over other bids as the sellers knew them and their great reputation for a quick and seamless 15-day close.”

Joanne J.

“JVM was simply a FABULOUS team of professionals to work with on our home purchase! They provided such personalized service, were super responsive by email and phone, and were so patient and kind.”

Joanne F.

“They were always helpful and never condescending when we asked silly/obvious questions. As first time home buyers, we needed the comfort of experience and expertise and we got that and more from JVM.”

Anonymous

“We would work with JVM again, and can enthusiastically recommend them to anyone considering a lender (and looking to have a low-stress closing process!).”

Philip D.

“They know what excellent customer service means and each member of the JVM team exceeds expectations. You would be crazy to work with anyone else.”

Anthony H.

“While there are so many pieces to the home lending puzzle, JVM seamlessly connected all the dots and kept me in the loop at each step.”

Liesa W.

“[JVM] gave us great advice when we had to make a high-stakes, last-minute decision. I always felt like they were on our side.”

Emily T.

“My loan was a very difficult one, in fact I didn’t think it could be done. But, the team at JVM got it through it with no problems at all!”

Randa W.

“If your looking for a company that is going to communicate effectively, consistently and with transparency then JVM is the way to go.”

Janae P.

“We were first time homebuyers and throughout the entire process we felt fully confident that JVM had everything under control.”

Leah C.

“We knew in this market having such a short closing timeline would vastly improve any offers we put forth and boy howdy were we right!”

Chandra K.

“From the initiation of our loan to closing and after, JVM’s staff was the absolute best!! TruE to their word, JVM was ready to close in 15 days!!”

Elaine H.

Want to buy or refinance?

Apply now See our rates

#1 Rated Mortgage Lender