Get a mortgage without the hassle
Real low rates. Real people. Real easy.
We're more than just low rates.
Choosing JVM as your mortgage lender ensures you are getting the absolute most out of your home – right now, next month, and in the years to come.
Buy A Home
Increase the odds of getting your offer accepted.
- We pre-underwrite you to clear the way for an easy close
- We make sure you stand out against other offers
- We call the listing agent to brag about you
Close On-Time Guarantee*
Take comfort that we will stand by our word and close on time.
Our Close On-Time Guarantee* helps get your offer accepted in hyper-competitive housing markets. If we don’t close on time, we will make it up to both you & the seller.*Terms & Conditions Apply
Refinance Your Home
Refinancing has never been so easy.
- Refinance with no out-of-pocket costs!
- We provide you with a free Home Value Estimate
- Our experts will perform a complete Refi Analysis to optimize your savings
We monitor our competitors to guarantee our rates are always among the lowest.
Already have a Loan Estimate? We'd be happy to take a look to see if we can match it or offer you better terms.
Use our Rate Comparison Tool to help you analyze all your options.
See your rate
We have low rates for every loan type. Our best rates are posted daily here.
We’ve been helping our clients reach their homeownership goals for 10+ years.
in funded home loans
five-star reviews from happy clients
We make mortgages easy.
We do the hard work so you don't have to.
We ensure our rates are always among the lowest in the industry and ~ 0.25% LOWER than the national average.Learn more
Our superior technology and highly advanced systems provide the best and most seamless client experience in the industry.Learn more
Available 7 Days A Week
Our super team of highly trained mortgage experts is available 7 days a week to answer all of your questions.Learn more
Our team of experts is not on commission, so you will never be pressured or pushed to do anything you don’t want to do.Learn more
#1 Mortgage Lender in Client Satisfaction
Don’t take our word for it — see what our clients are saying:
"This was our first time buying a home, and they answered all of our (many) questions quickly, clearly, and with patience. Their online system was easy to use, which was a big relief."
"JVM was fantastic. After shopping a few vendors against each other, JVM easily came out on top. Their professionalism, response time, loan products, and service were unmatched. We are extremely happy we chose to utilize them to purchase our new home."
"JVM rocked!!! They helped us with the purchase of our first home. The staff are super quick to help with any questions you may have...And we had a lot! Super professional and we highly recommend their services."
"I almost never write reviews for anything, but the service I received at JVM for our home purchase, followed by two refinances, has been extraordinary. So happy we found them. They are consistently responsive to questions, clear in their explanations and transparent about analysis of rates at every step of the way. Love them."
"We closed soooo fast, it's kind of hard to believe. They helped us gather the necessary documents and made it very easy. And now, we're in our home. Thanks!"
"JVM Lending was very responsive, professional and quick to close my refinance. Was a pleasure to work with. They got me a better interest rate and closing cost cost than Bofa and Citibank. Will definitely work with them again!"
"Highly responsive, fast and energetic team! Loved how they handled the whole process. Can't think of any negatives, keep doing you're doing :)"
"JVM was very responsive, always came in at the lowest quote, and was extremely helpful in helping us close on time with our new construction home!"
"JVM made the entire lending aspect of the home buying experience a breeze. Their entire team goes above and beyond, and are always easily available and get back to you in a timely manner!! Can’t thank Alex, Erin, and Larisa enough!!!"
"Throughout my interactions with JVM, they were responsive, expeditious, transparent and competitive. They closed the loan on time during Covid19 and consistently worked with all parties involved for a seamless experience on the buyer's end."
"Everything about my experience with JVM is 10 stars. They work fast, efficiently, honestly, and every single person I dealt with was amazing. I can't imagine working with another lender for future purchases!"
"JVM helped us purchase our first home a few years ago and they just helped us refinance. They are exceptional. Their online platform was super easy to use, the team is very knowledgeable and hands down the best customer service I've received, ever. Thank you JVM!"
"This company is OUTSTANDING, they made the refi process a DREAM I wish I had known about them last year. WOW they really know how to get it done with out any fuss or drama."
"I am very hard on lenders and expect perfection. JVM Lending delivered!! Every employee was efficient, delivered what they promised, and closing occurred on time."
"JVM is really on top of their stuff! They are extremely responsive and knowledgeable in what they do. I could not ask for more as a first time homebuyer in this crazy housing market!"
"TOP-shelf service and awesome attention to detail! In a word, Andrei was AMAZING to deal with. His comprehensive knowledge and generous spirit make him a tour-de-force for sure."
Mortgages Available in California, Texas, & Arizona.
Coming Soon to Nevada.
Get started now on making your financial goals a reality.
We match you to the loan and interest rate that will make your home your best investment yet.