The staff and JVM Lending were so great to work with! When purchasing a home, the buyer has so much to think about and it can sometimes be overwhelming. JVM Lending made the loan process easy and painless. Each and every person I worked with was amazing. They were friendly, professional, and efficient! My loan was approved within the 21 day escrow, and they gave me the best interest rate out there! I highly recommend using JVM Lending to anyone who is looking for a quality lender. Thank you JVM and team! –Jaclyn Vande Kappelle (Director of Sales )

We have refinanced a few times over the past thirteen years. NEVER have we had a quicker or easier process. Everything was handled to perfection. We were pleasantly surprised by how easy the whole process was! Thank you. –Allison Godinho (Business Owner)

JVM had the ability to solve problems that came about in a timely manner that helped us with a smooth start to finish loan process. JVM's ability to communicate effectively and timely easied our worries, concerns and set us at ease with the home loan process. –Kevan MacKenzie (Underwriter)

I did not know when I contacted Jay in January that we would be a difficult re-fi from the lender. The JVM team worked so hard to get our loan approved, funded and recorded. We could not be happier with their service.–Mary and Tom Day (Bookkeeper)

As a first time home buyer, I fully enjoyed the hand holding! It was nice to have all my questions answered thoroughly and promptly. Friendly beautiful staff and they all made my experience not only painless, but enjoyable!–Gibran W. Leesha (Office Manager)


Not only was our complicated loan situation handled in record time, but the entire team was always very patient and explained everything in a way that was easy to understand.–Jenisia Daniel (Manager)

I recommend this team for your transactions. We are totally convinced they delivered what they promised to us. Very efficient, we were very glad to found them.–Alvaro Florez / Claudia Rojas (Program Specialist & Nurse)

JVM helped us standout in a very competitive sellers market. As first-time home buyers I appreciated their guidance throughout the whole process of securing a mortgage. I am also sure the strong pre-approval letter provided by JVM was a contributing factor in standing out among the 12 offers for our new condo, of which 5 offered the same sales price.–Andrew Fisher (Engineer)

As first-time homeowners, we were nervous about making poor decisions that might jeopardize the purchase or saddle us with an unfavorable loan. JVM's staff held our hands throughout the closing and made a potentially scary process much less confusing. I would recommend JVM to anyone seeking a great rate delivered with responsiveness, professionalism and care.–Andrew Montagne (Account Executive)

We found JVM's staff to be friendly, courteous, knowledgeable, and above all responsive. Mortgages are stressful, and the experience refinancing with JVM was the most pleasant I've had in 5 purchase/refinance transactions.–David Knight

As a first time home buyer, I was a little anxious about the process of qualifying, finding and purchasing a home. JVM made the pre-qualification and qualification process simple and easy to understand. If there were any questions on my end, the team was very knowledgable and took the time to address each of my and my partner's concerns. I would definitely recommend their services to any new home buyer or seasoned buyer who wants to work with a thorough, fast and professional team.–Taylor Tucek

The team at JVM are dedicated to making sure whatever task they are given, gets done. They explain everything fully, work along side you through the process and make get the job done. We highly recommend them for home re finance as well as purchases; they have never let us down.–Kristen Jensen (Event Planner)

JVM went the extra mile in providing me with a loan to buy my condo. They were pleasant, upbeat, patient and very professional to work with. Thank you JVM for your great work!! I am moving this week and I am grateful I found you.–Elvier Yemaya (Teacher)

I chose JVM after endless research for mortgage brokers in the East Bay. Heejin Kim and her staff were amazing. There were numerous junctures in the process where we ran into serious obstacles that put our purchase of a home in doubt. JVM did everything in their power to push it through by drawing on their vast resources and wide network of colleagues. Erin Piper and Chingchi Yu helped me through various parts of the process. They were courteous, knowledgeable, and most importantly responsive. They answered my questions late into the evening and on weekends. Their high-touch and top-notch service is unparalleled and I would recommend JVM without reservation.–Theresa and David Oh (Manager and Attorney)

Buying a house is painful. I get that. But it can be done with dignity. JVM was respectful and down to earth. They explained the process. Good job.–Jim Bordelon (Lawyer)

JVM is an incredible company to work with - they go above and beyond the call of duty again and again, working with you through every step of the process. All of the professionals are exceptionally helpful, knowledgable and friendly. Everyone I worked with was very patient, and willing to offer assistance far past business hours. I would absolutely recommend JVM!–Alyssa Adams

I needed a creative financing approach to purchase a home with a small down payment. JVM was there to support me every step of the way, from pre-qualification to loan funding. Their staff were knowledgeable, responsive, and hard working. We had a tight contractual timeline and the JVM Team met every milestone. Both my agent and I were extremely impressed with the expertise and level of service from the JVM Team.–Ed Jerome

JVM were incredible to work with and provided excellent service, going above and beyond. The team were dedicated to helping me secure my first home and closing so fast. They were always on hand to answer any questions I had, and the team did not delay in getting what they needed from me to be able to close. Everyone there were such a pleasure to work with and I would definitely recommend JVM to anyone buying their next house.–Grant Young

Everyone I had contact with at JVM went above and beyond to request, explain, and proivide guidance on everything they either needed from me or I needed from them. From requests for documentation, explaining processes, indicating timing needed to complete the lending process. Very rewarding experience in the very difficult environment of buying a home.–Jeff Cobo

Our agent and the sellers agent were so impressed with JVM. Clear communication and quick responses made the process so smooth! We were able to close 2 days earlier than planned.–Holly Bonds (Project Manager)

Call us today at (925) 855-4491