Your Trusted Guide for Mortgages & Real Estate
Whenever we are in or near an election year, I hear everyone, including my dogs Steve and Mike, say that “rates will fall because it is an election year...” Steve and Mike can be forgiven of...
Accessory Dwelling Units (ADUs) come with many names, as the title of this blog implies. They are more popular than ever now as a solution to solve the affordable housing shortage and to provide...
The 2024 loan limits in Texas present a diverse landscape for homebuyers and investors. With higher loan limits set by Fannie Mae and Freddie Mac and the absence of loan limits for VA loans, the...
Treasury Secretary Janet Yellen has been trash-talking recently, telling the world that soft landing/no recession skeptics are now “eating their words…” Unfortunately for Janet, the crude oil...
DSCR, or Debt Service Coverage Ratio loans, are becoming a game-changer in the real estate investment sector. But what exactly is a DSCR loan? These loans focus on the property's ability to generate...
We saw something very unusual in November: both stocks and bonds had record months! This Reuters article – Average 60/40 portfolio has best month in November since 1991 – BofA […]
America has not been this contentious or polarized since the Civil War – as most readers know. Many people blame social media for this polarization. The ability to post online without being...
A key inflation report, Personal Consumption Expenditures (the Fed’s “favorite”) was released today, and it showed that inflation continues to cool. But, despite that, rates went up. This...
The FHFA (the agency that regulates Fannie Mae and Freddie Mac) just announced its new conforming loan limits, and the new limit for “high-cost” areas is now $1,149,825! This means that...
Short sales in real estate can often seem like a labyrinth of complexities, both for homeowners struggling with mortgage payments and for prospective buyers eyeing the housing market. We're here to...
The perceived commoditization of mortgages terrifies mortgage lenders for several reasons: low margins, high-cost structures, the necessity of high-touch service, just to name a few, so what's a...
The Federal Housing Finance Agency (FHFA) has announced an $40,350 increase in the baseline conforming loan limit for mortgages backed by Fannie Mae and Freddie Mac to $766,550 in 2024. This...
Mortgage rates fell almost 3/4% since mid-October – while the 10 Year Treasury yield fell about 6/10%. We’ve seen rates fall before, so who cares?
Wondering how much house you can afford? Dive into our comprehensive guide covering everything from mortgage basics and down payments to credit scores and debt-to-income ratios. Gain the knowledge...
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