Your Trusted Guide for Mortgages & Real Estate
Mortgage lenders are aggressively touting their “No PMI loans” for loan-to-value (LTV) ratios above 80% - for three reasons. Reminder: A mortgage loan with less than 20% equity (or over 80%...
Note To Agents Everywhere: your past clients are getting ripped off left and right. We know this because we’re seeing so many examples right now, and it’s worse than ever. Fortunately, there is a...
“We should ban rich people from going to McDonald's to bring down McDonald's prices.” 😊 George Gammon said that in jest in response to Mr. Trump’s ban on institutional investors from...
10 Year Treasury yields are about the same today as yesterday, but mortgage rates plummeted. The reason? Mr. Trump announced $200 billion of “quantitative easing” yesterday, focused only on the...
I recently read an interview with B of A’s head of consumer lending (which includes mortgages). One of the things he predicted for 2026 was a shift to alternative mortgages. I laughed – because...
The internet is so interesting and fun that I can’t believe it’s legal. I’ve been stuck on episode 5 of Pluribus for over a month now because YouTube and X are so good at feeding me fascinating...
Interest rates hardly budged in the aftermath of the U.S. raid on Venezuela – and it tells us much, given the bond market’s track record of accurate predictions. If violence or war in Venezuela...
For my last blog of 2024, I wrote about the time I almost died pedaling my bicycle over a mountain pass in a blizzard. I wrote that blog on a […]
On Friday, December 26th, when most of the world was shut down, we were awash in purchase contracts – receiving more in one day than we’ve received on any other day all year. What made it more...
This is what really frustrates me! On Monday, I blogged about how strong GDP (economic) growth pushes rates up: Why Mortgage Banks and Democrats Hope Trump Is Wrong. And – I had to wait an entire...
I. The Bureau of Labor Statistics (BLS) has been releasing employment reports for several years running that have been ridiculously inflating job growth – and sending rates way up! What […]
I swear this relates to mortgages and real estate. 😊 I also just wanted to work this topic into a blog because it is so interesting. Russia is propping up its Ukraine war economy with oil...
Yesterday, I predicted rates would fall in response to cooling inflation, resulting from falling rents. Welp, that didn’t take long. Today, rates fell in response to cooling inflation, resulting...
Every year I predict rates will fall: A) It’s a holiday tradition. B) I was much less wrong last year (whew). Despite all the inflation predictions and concerns about too much Federal borrowing,...
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