Your 401k isn't just a retirement savings vehicle; it can also be a source of funds when making significant life decisions, like purchasing a home. However, it's essential to understand the methods...
In this blog post, we will demystify the concept of gift funds, explain how they work, and guide you through their utilization with FNMA (Fannie Mae) loans. By the end of this article, you’ll...
Saving up for a down payment can feel like an insurmountable hurdle, but what if there was an option that allowed you to put down just 1% of the loan amount? Thanks to a new loan program, this dream...
The GSFA Platinum Program is a down payment assistance program designed to help homebuyers overcome the financial barrier of a down payment. It is offered by the Golden State Finance Authority...
First-time homebuyer and not sure how much to put down for your house? Dive into our detailed guide on house down payments. Learn about factors that influence the amount, understand different...
Discover how to buy a house with no down payment using mortgage financing options that aren't just for first time homebuyers.
Discover the benefits of first responder home loans in our comprehensive guide. Learn who is considered a first responder, explore eligibility and loan requirements, and find out about specific home...
Discover the ins and outs of down payment assistance programs and how they can help you achieve your dream of homeownership.
Private Mortgage Insurance, often abbreviated as PMI, is a type of insurance that lenders require from homebuyers who make a down payment that's less than 20% of the home's purchase price. But what...
51 Offers on One Property! (Housing Market Must Be Crashing) One of our pre-approved buyers was one of 51 offers yesterday. When CNBC’s Diana Olick (the loudest housing doomsday voice […]
Many individuals are considering purchasing a second home in addition to their primary residence. The increase in remote work makes buying a second home or an investment property possible for many...
We are getting questions about Assumable Loans again, as there are a lot of sellers with very low-rate mortgages selling homes in our current high-rate environment. If those sellers could offer their...
This is a short blog, but it is a great reminder for every agent working with or catering to newlyweds! Cash received for a wedding gift can be used towards […]
All too many homebuyers mistakenly believe that they need to put down as much as humanly possible for several reasons: (1) they want to minimize their housing payment; (2) they […]
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