Down Payment

Latest Articles

Kiddie Condo Loan: 3.5% Down Option in 2026

Four years of dorm fees or off-campus rent adds up fast, and none of it builds equity. If you have a college-bound child, there is a financing structure worth knowing about: the kiddie condo loan. It...

May 29, 2026 10 min read
A picture of a condo with the background of the sky.

$15,000 Homebuyer Grants to Help You Buy Your Dream Home

If you're looking to purchase a home and need extra financial assistance, our $15,000 Homebuyer Grants might be exactly what you need. These grants are literally free money with no strings...

February 24, 2025 4 min read
Two first-time homebuyers standing in front of moving boxes with thumbs up

JVM’s In-House Homebuying Assistance: How It Works

Imagine covering your entire down payment and having extra funds for closing costs—all without the burden of extra lender fees. With JVM’s In-House Homebuying Assistance, eligible homebuyers can...

February 4, 2025 7 min read
Two new homebuyers standing in front of a house with a for sale sign

California Down Payment Options for First-Time Home Buyers

California’s real estate market is among the most competitive in the nation, with the median home price currently hovering around $800,000. For many prospective buyers, the notion of a 20% down...

November 15, 2024 7 min read
A family moving into a new home in California

Only 10% of Americans Know They Can Put Down 5% or Less! Down Payment Options

If I were an agent, I would be screaming this from the rooftops to attract buyers: “You don’t need 20% down to buy a house!” Lenders might want to scream this too. Oh wait…I am right now.

July 18, 2024 2 min read
Only 10% of Americans Know They Can Put Down 5% or Less! Down Payment Options!

How Much Down Payment Do You Need For A $300k House?

Figuring out how much of a down payment you need to buy a $300k house can be overwhelming. This guide will break down your down payment, income needs, and everything in between so you can start your...

March 9, 2024 11 min read
Family buying a new house; parents and children hugging and having fun standing in front of their new house

5% Down Jumbo Financing; 10% Down Jumbo; Inflation Up

Here is something that really surprised me… We have seen a tremendous upswing in the number of buyers asking about low-down-payment (5% to 10%) JUMBO financing. It is so surprising […]

February 29, 2024 3 min read
5% Down Jumbo Financing; 10% Down Jumbo; Inflation Up

How Much Down Payment Do You Need For A $500k House?

Figuring out how much of a down payment you need to buy a $500k house can be overwhelming. This guide will break down your down payment, income needs, and everything in between so you can start your...

February 24, 2024 9 min read
Man showing his dog their new home.

Down Payments for Conventional Loans: Your Complete Guide

Are you considering a conventional loan for your home purchase but feeling unsure about the down payment requirements? Don't worry, you're not alone! This is one of the most common questions our...

January 2, 2024 9 min read
Family cheering in front of new house next to a for sold sign.

How to Use Your 401k to Buy a House

Your 401k isn't just a retirement savings vehicle; it can also be a source of funds when making significant life decisions, like purchasing a home. However, it's essential to understand the methods...

October 6, 2023 12 min read
How to Use Your 401k to Buy a House

How To Use Gift Funds with Fannie Mae Loans

In this blog post, we will demystify the concept of gift funds, explain how they work, and guide you through their utilization with FNMA (Fannie Mae) loans. By the end of this article, you’ll...

September 12, 2023 5 min read
How To Use Gift Funds with Fannie Mae Loans

Unlock Your Dream Home with a 1% Down Payment Option

Saving up for a down payment can feel like an insurmountable hurdle, but what if there was an option that allowed you to put down just 1% of the loan amount? Thanks to a new loan program, this dream...

May 26, 2023 7 min read

GSFA Platinum Program: Down Payment Assistance Made Easy

The GSFA Platinum Program is a down payment assistance program designed to help homebuyers overcome the financial barrier of a down payment. It is offered by the Golden State Finance Authority...

May 25, 2023 6 min read
GSFA Platinum Program: Down Payment Assistance Made Easy

How Much Should Your House Down Payment Be?

First-time homebuyer and not sure how much to put down for your house? Dive into our detailed guide on house down payments. Learn about factors that influence the amount, understand different...

May 23, 2023 7 min read
Playful African American parents having fun while pushing their small kids in carboard box at new apartment. Copy space.
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