Down Payment

Latest Articles

How to Use Your 401k to Buy a House

Your 401k isn't just a retirement savings vehicle; it can also be a source of funds when making significant life decisions, like purchasing a home. However, it's essential to understand the methods...

October 6, 2023 8 min read
How to Use Your 401k to Buy a House

How To Use Gift Funds with Fannie Mae Loans

In this blog post, we will demystify the concept of gift funds, explain how they work, and guide you through their utilization with FNMA (Fannie Mae) loans. By the end of this article, you’ll...

September 12, 2023 5 min read
How To Use Gift Funds with Fannie Mae Loans

Unlock Your Dream Home with a 1% Down Payment Option

Saving up for a down payment can feel like an insurmountable hurdle, but what if there was an option that allowed you to put down just 1% of the loan amount? Thanks to a new loan program, this dream...

May 26, 2023 7 min read

GSFA Platinum Program: Down Payment Assistance Made Easy

The GSFA Platinum Program is a down payment assistance program designed to help homebuyers overcome the financial barrier of a down payment. It is offered by the Golden State Finance Authority...

May 25, 2023 6 min read
GSFA Platinum Program: Down Payment Assistance Made Easy

How Much Should Your House Down Payment Be?

First-time homebuyer and not sure how much to put down for your house? Dive into our detailed guide on house down payments. Learn about factors that influence the amount, understand different...

May 23, 2023 7 min read
Playful African American parents having fun while pushing their small kids in carboard box at new apartment. Copy space.

Buying a House with No Down Payment: Your Guide to Mortgage Financing

Discover how to buy a house with no down payment using mortgage financing options that aren't just for first time homebuyers.

May 19, 2023 9 min read
Buying a House with No Down Payment: Your Guide to Mortgage Financing

First Responder Home Loans: Your Guide to Buying Your Dream Home

Discover the benefits of first responder home loans in our comprehensive guide. Learn who is considered a first responder, explore eligibility and loan requirements, and find out about specific home...

May 19, 2023 7 min read
Paramedics and doctor standing at rear of ambulance. Focus on paramedics (30s, Hispanic).

Unlock Your Path to Homeownership with Down Payment Assistance Programs

Discover the ins and outs of down payment assistance programs and how they can help you achieve your dream of homeownership.

May 19, 2023 6 min read

3% Down With No PMI Requirements

Private Mortgage Insurance, often abbreviated as PMI, is a type of insurance that lenders require from homebuyers who make a down payment that's less than 20% of the home's purchase price. But what...

May 17, 2023 7 min read
Woman sitting at kitchen island working on her laptop

Down Payment Help In Exchange for Appreciation or Equity

51 Offers on One Property! (Housing Market Must Be Crashing) One of our pre-approved buyers was one of 51 offers yesterday. When CNBC’s Diana Olick (the loudest housing doomsday voice […]

April 13, 2023 3 min read

How To Buy An Investment Property With A Low Down Payment

Many individuals are considering purchasing a second home in addition to their primary residence. The increase in remote work makes buying a second home or an investment property possible for many...

December 6, 2022 6 min read

Which Mortgage Loans Are Assumable?

We are getting questions about Assumable Loans again, as there are a lot of sellers with very low-rate mortgages selling homes in our current high-rate environment. If those sellers could offer their...

November 21, 2022 5 min read
Which Mortgage Loans Are Assumable

Wedding Cash Gifts For Down Payments!

This is a short blog, but it is a great reminder for every agent working with or catering to newlyweds! Cash received for a wedding gift can be used towards […]

September 15, 2022 1 min read
Wedding Cash Gifts For Down Payments!

What Is The Optimal Down Payment? Hint: It’s Less Than You Think

All too many homebuyers mistakenly believe that they need to put down as much as humanly possible for several reasons: (1) they want to minimize their housing payment; (2) they […]

August 1, 2022 3 min read
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