Getting pre-approved is the first step in buying a home.
Did you know? A JVM Lending Certified® Pre-Approval could increase the chances of having your offer accepted by as much as 50%!
What does it mean to get pre-approved?
A JVM Lending Certified® Pre-Approval tells you exactly what home price you qualify for, and it tells sellers that your financing is “in the bag” and that you can close without issue.
Getting pre-approved is easy and FREE!
We work with you to understand your financial profile and determine what loan is the best fit. We'll find you the lowest payment possible, and share your maximum borrowing ability.
Fill out your loan application
Your loan application gives us the basic information we need upfront to begin your pre-approval.
Upload your documents
In your loan application you'll upload:
- Recent pay stubs
- Current banking records
- Two years of tax documents
- Current government ID
We analyze your info
We analyze everything you submitted in your loan application along with any documents you uploaded - ultimately determining how much you can afford.
Your JVM Client Advisor will send over your JVM Lending Certified® Pre-Approval Letter for your max purchase price. When you start submitting offers, we will tailor your pre-approval to match every offer.
Why should you get pre-approved?
Improve your chances for success
Sellers heavily favor offers that come with strong pre-approval letters from reputable lenders.
Increased comfort & no surprises
We use certified payment and closing cost scenario tools to give you the comfort of knowing what your payments and closing costs will look like and ensure there are no surprises at closing.
Focus your home search
Pre-approvals help you focus your home search to neighborhoods within your qualification and comfort range.
It’s a necessity
Sellers will not even entertain offers without a pre-approval letter.