We’re using single payment PMI to save deals with low appraisals time and again. Single payment or lump sum PMI is not only extremely cheap – but it can also be financed or added on to the...
We have had young first-time homebuyer tech employees come to us wanting to buy $2 million+ homes with $400,000 to $500,000 down payments – and there were no major issues. […]
FHA allows buyers to finance their upfront mortgage insurance premium (MIP) equal to 1.75% of the loan amount. So, while FHA loans are ostensibly 96.5% loan-to-value, they are effectively around...
Are you wondering if you can buy a house after bankruptcy? While it comes with its challenges, notably rebuilding credit and navigating waiting periods for mortgage qualifications, it is certainly...
Filing for bankruptcy is a significant decision with lasting effects on your financial landscape, but does it mean losing your home? The answer isn't straightforward and heavily depends on the type...
There are two huge reasons why agents should alert their lenders every time they make offers. Reason #1: Insurance Costs! Hazard insurance costs have gone exponentially higher in some areas,...
My son and I recently visited a fast-food restaurant in CA’s Central Valley where the new minimum wage laws ($20 per hour starting in April) had been implemented – and […]
Figuring out how much of a down payment you need to buy a $300k house can be overwhelming. This guide will break down your down payment, income needs, and everything in between so you can start your...
I have been blogging about ADUs repeatedly over the last few years because states and local governments are so aggressively encouraging their construction – as a way to solve our […]
"JPMorgan CEO, Jamie Dimon’s, big JPMorgan stock sale may be a warning sign, given his stellar track record at market timing.” That is a CNBC headline from this morning. This short post on X...
Navigating the housing market in Boston, MA, can be a journey filled with anticipation and questions, especially in a vibrant city like Boston. As we edge closer to 2024, many first-time homebuyers...
As we edge closer to 2024, the Nashville housing market remains a hot topic among potential homebuyers and real estate enthusiasts alike. With its vibrant culture, booming economy, and welcoming...
In the heart of Tennessee, Memphis stands as a beacon of culture, history, and potential growth for the savvy homebuyer. With its vibrant music scene, rich heritage, and promising economic...
Figuring out how much of a down payment you need to buy a $500k house can be overwhelming. This guide will break down your down payment, income needs, and everything in between so you can start your...
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