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Buying a Home in a Flood Zone

Purchasing a home is a monumental life decision, but when considering properties located in flood-prone areas, being well-informed becomes absolutely crucial. At JVM Lending, we understand the unique...

September 23, 2023 6 min read
Buying a Home in a Flood Zone

Renting Vs. Owning When Rates Are Over 7%; What the Doomsayers Miss!

The media are scaring the sh*t out of potential buyers again! And another myth they are pedaling is that it is now far better to rent than it is to own.

September 22, 2023 4 min read
Renting Vs. Owning When Rates Are Over 7 Percent

When Are Property Taxes Due in Texas?

Texas has its own set of rules and schedules when it comes to property taxes. In Texas, property taxes are due on January 31st. Below, we delve into the intricacies of property taxes in Texas,...

September 21, 2023 6 min read
High Rise Buildings in the city of Houston, Texas under a Cloudy Sky

When Are Property Taxes Due in California?

Property taxes are due in two installments. The first installment is due on November 1 and is considered delinquent if not paid by December 10. The second installment is due on February 1 and is...

September 21, 2023 7 min read
View of deserts in Southern California with mountains and palm trees.

Multigenerational Homes: The Perfect Fit for Your Family

In recent years, the concept of multigenerational homes has gained significant traction. More and more families are exploring the idea of multiple generations living under one roof, driven by factors...

September 20, 2023 4 min read
The Multigenerational Home Buyer's Guide: Finding the Perfect Fit for Your Family

How To Buy A Foreclosed Home: Tips, Tricks, and Financing

Discover expert tips on buying a foreclosed home and secure a great deal with our guidance. Explore your dream home possibilities today!

September 20, 2023 7 min read
How To Buy A Foreclosed House

How To Buy Fixer Upper Homes For Sale

Have you ever considered fixer upper homes for sale? A fixer-upper is a property that requires some level of repair or renovation. The idea is to purchase the home at a lower price and then invest in...

September 19, 2023 7 min read
Smiling young couple checking blueprints at home for renovations

All The Loans Banks Don’t Have: Non-QM, No Income Verification, Rental Income Only, Bank Statement, Hard Money, & Renovation

I am blogging about Non-QM and other unusual loan products again because a borrower came to us recently after being told by a commercial bank that there were no mortgage options for him because he...

September 18, 2023 4 min read
All the Loans Banks Don't Have

Busting the Employment Myth! Assumability Part II

Unemployment ALWAYS bottoms out right before we enter into recessions, and then surges after we are in a recession.

September 15, 2023 4 min read
Busting the Employment Myth! Assumability Part II

VA Loans vs. USDA Home Loans

Are you in the market for a new home and wondering which mortgage option suits you best? VA loans and USDA home loans both offer unique benefits for homebuyers. In this comprehensive guide, we'll...

September 14, 2023 8 min read
VA Loans vs. USDA Home Loans

The Ultimate Guide for a First-Time Home Buyer in Idaho

From understanding the Boise housing market to utilizing mortgage calculators, we've got all the information you need to make an informed decision. Let's dive in and explore why the Gem State could...

September 12, 2023 7 min read
Panoramic view of the Boise , Idaho downtown area

How To Use Gift Funds with Fannie Mae Loans

In this blog post, we will demystify the concept of gift funds, explain how they work, and guide you through their utilization with FNMA (Fannie Mae) loans. By the end of this article, you'll have a...

September 12, 2023 7 min read
How To Use Gift Funds with Fannie Mae Loans

Panic Over Price Reductions Is Unwarranted

“If the housing market is so strong, why are we seeing so many price reductions?”  That was a question I received last week. And the answer is… we always see price reductions.   

September 11, 2023 2 min read
Panic Over Price Reductions Is Unwarranted

What is the Purchase Plus Program & How Does It Work?

The Purchase Plus program is a pioneering credit initiative that focuses on helping potential homeowners in underserved communities. With an objective to boost homeownership in certain states, it's...

September 9, 2023 3 min read
What is the Purchase Plus Program & How Does It Work?
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