Your down payment affects more than just how much you borrow. It can change your monthly payment, mortgage insurance, loan options, cash needed at closing, and how much money you still have available...
Your pre-approval is based on several pieces of your financial picture, including your income, employment, debts, credit, and available assets. If any of those change, we may need to update your...
Your income and credit are only part of the approval. The property itself, type, condition, and how it's used, can affect your loan options, down payment, and whether a home qualifies for financing...
Whether you are preparing to get pre-approved or already have a pre-approval in place, we may ask for financial documents throughout your home search. These documents help us verify the...
As you’re looking at homes, you’re likely paying close attention to estimated monthly payments and comparing them to what you currently spend on housing. If you’re a first-time buyer, you...
When you receive your Initial Disclosures, you may notice some numbers that look unfamiliar or different than you expected. This is completely normal. Before you worry, here is what you need to know.
Our Tennessee mortgage calculator is an indispensable tool that simplifies your financial planning and homebuying journey. This user-friendly calculator allows you to input essential details like the...
Today’s ARMs are fixed for either five or seven years, typically with rates that are anywhere from 1/4 to 1/2% lower than today’s fixed rates.
Our Florida mortgage calculator is an essential tool that will help simplify your financial planning and homebuying journey. It's straightforward to use; you just need to input key details like the...
A CU score is Fannie Mae's automated risk rating for residential appraisals, ranging from 1 (lowest risk) to 5 (highest risk). Learn what each score means, what triggers a high CU flag, and what...
Lock in a 30-Year Fixed DSCR Loan at 6.5% – 6.875% Perfect for experienced real estate investors purchasing a single-family rental. Program Highlights: ✔️ 6.5% – Cost of 2.5...
A pre-approval is a way to be a step ahead when it comes to house hunting. It is a requirement for all homebuyers who plan to use a mortgage loan to finance their purchase. Over the years, we have...
Census tracts are defined by the U.S. Census Bureau as subdivisions for analyzing demographics, with an average population of about 4,000.
Owning a home is a commonly shared goal for many, yet financial setbacks like bankruptcy often raise concerns about the possibility of homeownership. A common misconception is that bankruptcy...
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