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12-Month Bank Statement Loans! Cost Of Waiting To Lock A Rate; Trump Can’t Have It Both Ways

We now have a loan that only requires 12 months of personal bank statements for income verification. This is such a big deal because it is another indication of how flexible the non-QM market is...

December 4, 2025 3 min read
12-Month Bank Statement Loans! Cost Of Waiting To Lock A Rate; Trump Can’t Have It Both Ways

90% Chance of December Rate Cut; Can Foreigners Get Mortgages? Why Foreigners Want American Real Estate

Less than two weeks ago, I mentioned that there was only a 33% chance of a rate cut in December, based on “market probabilities” (aka futures/options bets). Today, however, the likelihood of a...

December 3, 2025 4 min read
Snow-covered single-family home with a front porch and red door during winter snowfall in a residential neighborhood.

Marion County Property Taxes: A Complete Guide

Understanding property taxes in Marion County Oregon is essential for homeowners and buyers in communities such as Salem, Keizer, Woodburn, and Silverton. This guide explains how the county assesses...

November 26, 2025 5 min read
Line of houses in Oregon

Lane County Property Taxes: A Complete Guide

Understanding property taxes in Lane County Oregon is essential for homeowners and buyers in communities such as Eugene, Springfield, Cottage Grove, and Florence. This guide explains how Lane County...

November 25, 2025 5 min read
House in OR

Lane County Real Estate Market Forecast for 2025

Lane County’s 2025 real estate market is entering a more balanced phase, with modest home price growth, rising inventory, and improved affordability as mortgage rates stabilize. Buyers are finding...

November 25, 2025 5 min read
Top view of a town in OR

Clackamas County Property Taxes: A Complete Guide

Understanding property taxes in Clackamas County Oregon is important for homeowners and buyers in communities such as Lake Oswego, West Linn, Oregon City, Milwaukie, and Happy Valley. This guide...

November 24, 2025 5 min read
nice house in OR

Washington County Property Taxes: A Complete Guide

Understanding property taxes in Washington County Oregon is essential for homeowners and buyers in communities such as Beaverton, Hillsboro, Tigard, and Forest Grove. This guide explains how the...

November 21, 2025 6 min read
A really nice home in OR

What Is a Family Opportunity Mortgage and How It Works

The family opportunity mortgage offers a unique way to purchase a home for elderly parents, a disabled adult child, or other family members who cannot qualify on their own. By treating the property...

November 20, 2025 6 min read
A family grouped up together looking out the window.

Multnomah County Property Taxes: A Complete Guide

Understanding property taxes in Multnomah County Oregon is essential for homeowners and buyers in communities such as Portland, Gresham, Troutdale, and Fairview. This guide explains how property...

November 20, 2025 5 min read
A great house with a pool

10% Down For Newly 1099’d Buyers; Taking Title in LLC; Closing While On Maternity Leave

99.9% of Americans have no idea how big deal this is. But the Non-QM (today’s quasi-subprime) space is getting brutally competitive now - and therefore far more flexible. For example, we now have a...

November 19, 2025 3 min read
Modern suburban two-story house with dark roof tiles and cream exterior under a bright blue sky with clouds.

Norfolk County Property Taxes: A Complete Guide

Understanding property taxes in Norfolk County Massachusetts is important for homeowners and buyers across its many cities and towns. This guide explains how local municipalities assess property...

November 19, 2025 6 min read
Great looking house in MA

Essex County Property Taxes: A Complete Guide

Understanding property taxes in Essex County Massachusetts is important for homeowners and buyers across its many cities and towns. This guide explains how local municipalities determine property...

November 18, 2025 6 min read
Bright modern bedroom with an organized walk-in closet featuring wooden shelving, neatly folded clothes, and natural light coming through a large window.

Suffolk County Property Taxes: A Complete Guide

Understanding property taxes in Suffolk County Massachusetts is essential for homeowners and buyers in cities such as Boston, Chelsea, Revere, and Winthrop. This guide explains how property values...

November 17, 2025 6 min read
A nice looking home in MA

Worcester County Property Taxes: A Complete Guide

Understanding property taxes in Worcester County Massachusetts is essential for homeowners and buyers across its many cities and towns. This guide explains how property values are assessed by local...

November 14, 2025 5 min read
Good looking house in MA

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