Blog / Economy / 

Economy

Latest Articles

The Other (Way More Interesting) Reason Gold Prices Skyrocketed; Loan Limits Released

The price of gold has more than doubled over the last two years, crushing the S&P 500. There is one reason behind the price increase that everyone needs to understand because it explains so much...

November 26, 2025 3 min read
3D illustration of a gold rocket launching from stacked gold bars, symbolizing rising gold prices and financial growth.

Why Kids Not Drinking Is A Huge Threat To The Economy! Who Cares If The Fed Cuts? Investment Property Financing Is Insane!

Per capita alcohol consumption amongst 18 to 34-year-olds has fallen by as much as 25% over the last 10 years. And even sadder, binge drinking has dropped off by as much as 40%! Let’s discuss why...

November 21, 2025 4 min read
Group of young adults sit around a table, each holding a glass of beer with their drinks raised.

Can A President Fix Inflation? Trump’s Biggest Screw Up?

Voters are very upset about inflation – and about 60% of them blame President Trump for today’s high grocery prices and inflation in general (about 3.0% per the last CPI reading). Most voters do...

November 17, 2025 5 min read
Front view of a modern two-story suburban house with landscaped yard, driveway, and craftsman-style architecture.

Why We Can’t & Won’t Pay Off Our $38 Trillion Debt; Why The World NEEDS Our Deficits

Woohoo! Our national debt just hit $38 trillion – only two months after we hit $37 trillion! That is almost $300,000 in debt per household. It’s a bit frustrating when we consider that all that...

November 7, 2025 4 min read
Savings, Finances and Economy.

11th-Hour Price Reductions Blow Up Transactions; LSAT Indicator Flashes Warning!

Uh oh... there is a huge surge in people wanting to attend law school! A few years ago, I blogged about "Unusual Recession Indicators." These include increased lipstick sales, falling tip %’s,...

October 22, 2025 2 min read
Row of colorful historic houses with gabled roofs and wooden siding in a suburban neighborhood under a cloudy sky

Energy Will Be Free In Your Lifetime; What’s The Holdup?

After the 2008 meltdown, a CA mortgage broker was busted for fraud. He was one of thousands, but I remember him so well because he looked like steroids were his main source of nutrients, he was...

October 10, 2025 4 min read
Engineers inspecting solar panels and wind turbines at a renewable energy farm during sunset, symbolizing clean energy and sustainability"

Stunningly Wrong College Football Poll Teaches Great Lesson About Economy

I never watch college football, but I follow the outcomes because the stakes are crazy high (entire careers and millions of dollars are on the line every week for the coaches and the young players)...

October 6, 2025 5 min read
Aerial view of a football stadium in the heart of a city at sunset, with empty stands and a green field.

The Gov’t Shut Down & The Economy Doesn’t Care; Where Will We Get Our Data?

Oct. 3, 2025: It’s day 3 of the government shutdown, and I am out of food and running low on water - and I am not sure how long my generator, fuel supplies, and ammo will last… Or not. I flew...

October 3, 2025 3 min read
Analyst reviewing economic charts and graphs with a rising and falling data line overlay, representing uncertainty in financial data during a government shutdown.

We’ve Been In A Depression Since 2008! America’s 2 Worst Addictions

In 2008, the economies of the U.S. and the European Union (EU) were about the same size – even though the EU had about 100 million more people. Today, the EU’s economy is almost $10 trillion...

September 26, 2025 4 min read
American flag on US dollar bills symbolizing the United States economy, money, and financial markets

Stock Market Correction Finally Coming Soon… Here’s Why (And What Will Happen)

In 2024, I blogged about a potential stock market correction several times because overall valuations were so high relative to the size of our economy (Buffett Indicator), there was so much euphoria,...

September 15, 2025 4 min read
Stock Market Correction Finally Coming Soon

Tariffs Impact Prices (PPI), And Rates Shoot Higher; Uh Oh…

The Producer Price Index (PPI) or wholesale inflation came in hotter than expected today, and rates shot higher.

August 14, 2025 3 min read
Tariffs Impact Prices (PPI), And Rates Shoot Higher; Uh Oh…

Rates Plunge! Job Market Collapses; Tariff Damage; Trump’s Gamble; 0% Rates?

Wow! The Bureau of Labor Statistics (BLS) shocked the world today with what might be their first accurate report in years.

August 1, 2025 3 min read
Rates Plunge! Job Market Collapses; Tariff Damage; Trump’s Gamble; 0 Rates?

Why Are CA Gas Prices So Friggin’ High? And Why It Matters For Everyone

Some 55 years ago, my mom read this joke in the Readers Digest and thought it was hilarious: Question: What happens when the smog clears over Los Angeles? Answer: UCLA.

July 17, 2025 4 min read
Why-Are-CA-Gas-Prices-So-Friggin-High-And-Why-It-Matters-For-Everyone

Stairs Need Railings; Sellers Need Econ 101; “Marry The House/Date The Rate” = Great Advice!

Open stairs and landings with no railing will almost always be called out by appraisers as a “health and safety” issue that underwriters can’t ignore. This is a reminder that open stairs (both...

July 14, 2025 3 min read
Stairs-Need-Railings-Sellers-Need-Econ-101-Marry-The-HouseDate-The-Rate-Great-Advice

Most popular

30-Year Fixed-Rate 30-Year Fixed-Rate
15-Year Fixed-Rate 15-Year Fixed-Rate
FHA FHA
Jumbo Jumbo
VA VA
Bridge Loans Bridge Loans
See all loan types

SPECIAL PROGRAMS

First-Time Buyer Discount JVM's FREE 2-1 Rate Buydown

Lower your rate for 2 years!

JVM's EasyPath JVM's EasyPath

Easiest way to buy before selling

JVM's Neighborhood Saver JVM's Neighborhood Saver

Get a 2.5% lender credit

JVM's Rate Drop Free-fi™ JVM's Rate Drop Free-fi™

Refinance at no cost

Which home loan is best for you?

Which home loan is best for you?

  • Takes 30 seconds
  • No personal info required
Home Loans

We're here to make your mortgage as easy as possible.

Next steps

Get Pre-Approved Get Pre-Approved

See what you can afford

Homebuying Process Homebuying Process

Know what to expect

First-Time Buyer Guide First-Time Buyer Guide

Everything newbies need to know

LEARN

JVM's Rate Drop Free-fi™ JVM's Rate Drop Free-fi™
First-Time Buyer Discount First-Time Buyer Discount
Homebuying Tools Homebuying Tools
Why We Have No Loan Officers Why We Have No Loan Officers
Free Analysis Refinance

Find out whether you're missing out on monthly savings:

REFINANCE LOANS

Rate & Term Refinance Rate & Term Refinance
Cash-Out Refinance Cash-Out Refinance
No Cost Refinance No Cost Refinance
Home Equity Loans Home Equity Loans

GET SAVING

Should I Refinance? Should I Refinance?

See what makes sense for you

Refinance Tools Refinance Tools

Learn all about refinancing

JVM Rate Watch JVM Rate Watch

Get notified when rates drop

oday's Mortgage Rates
oday's Mortgage Rates Today's Mortgage Rates

See rates in real time

Today's Mortgage Rates
Interactive Rate Tool
Interactive Rate Tool Interactive Rate Tool

Compare different loans & rates

Interactive Rate Tool
Get My Instant Rate Quote
Get My Instant Rate Quote Get My Instant Rate Quote

Takes less than 60 seconds

Get My Instant Rate Quote

WHY PARTNER WITH US

Agent Partner Benefits Agent Partner Benefits

We're the lender that builds your business. When you succeed, we succeed!

Agent Resource Guide Agent Resource Guide

Access and learn all about JVM's exclusive partner resources and tools.

AGENT TOOLS

Refer A Client Refer A Client
Order Co-Branded Marketing Materials Order Co-Branded Marketing Materials
Check Today's Rates Check Today's Rates

Want to take your business to the next level?

Join our agent partner network

HELPFUL TOOLS

Credit Bureau Opt-Out Credit Bureau Opt-Out

Avoid unwanted spam calls

Interactive Rate Tool Interactive Rate Tool

Play around with the numbers

Compare Loan Estimates Compare Loan Estimates

Get a second opinion

 
Homebuyer Tools Homebuyer Tools
Mortgage Blog Mortgage Blog
Find A Realtor Find A Realtor
Mortgage Term Glossary Mortgage Term Glossary

CALCULATORS

Mortgage Calculator Mortgage Calculator
Affordability Calculator Affordability Calculator
Rate Buydown Calculator Rate Buydown Calculator
Refinance Calculator Refinance Calculator
Amortization Calculator Amortization Calculator 

ABOUT US

Our "No Loan Officer" Model Our "No Loan Officer" Model

We're proof that different works.

Client Testimonials Client Testimonials

Our 1,300+ five-star reviews say it all!

Our Services Our Services

See what our team is doing for you behind the scenes

 
Meet Our Team Meet Our Team
Careers Careers
JVM Gives Back JVM Gives Back
Contact Us Contact Us

CONTACT

Guaranteed 60-minute responses during operating hours

Get in touch with us
You are less than 60 seconds away from your quote.
You are less than 60 seconds away from your quote.

Resume from where you left off. No obligations.