What you need to know: Your clients who need to sell before they can buy often lose out to non-contingent offers. EasyPath eliminates the sale contingency for $2,500, letting your buyers compete with cash offers while giving them 180 days to sell their current home. Here’s how to identify good candidates and position this option.
The Problem You See Every Day
You’re showing homes to a qualified buyer. They find the one. Then: “We need to sell our house first.”
You know what happens next. Either they make a contingent offer and lose to cleaner competition, or they list their current home first and hope the timing works out. Neither path is ideal.
The real cost isn’t just the lost deal. It’s the stress on your clients, the wasted showings, and the risk that they settle for a less desirable home because they couldn’t move fast enough.
How EasyPath Changes the Conversation
EasyPath uses a guaranteed purchase contract to eliminate the sale contingency. Here’s the structure:
- Client applies for EasyPath. We verify 25%+ equity in their current home.
- An investor signs a binding contract to purchase their home within 180 days.
- This contract lets lenders exclude the current mortgage from DTI. Your client qualifies for the new home without carrying two mortgages.
- Your client makes a non-contingent offer. No sale contingency. No financing contingency drama.
- They buy the new home first. Then list their current home without pressure.
- They sell within 180 days and keep 100% of proceeds. If the home doesn’t sell, the investor buys at the guaranteed price and your client gets 90% of net profits when resold.
What This Means for Your Clients
| Without EasyPath | With EasyPath |
|---|---|
| Contingent offer (often rejected) | Non-contingent offer |
| Pressure to sell fast | 180 days to sell |
| Showing while living there | Show empty or staged |
| May accept below-market offers | Negotiate from strength |
| Risk of being homeless between | Move once, directly |
What This Means for You
- More closings. Clients who couldn’t compete before now can. That move-up buyer who’s been “waiting for the right time” can finally act.
- Smoother transactions. Buyers who’ve already secured their purchase are calmer sellers. No desperate price cuts. No last-minute panics.
- Two transactions instead of one (or zero). When your client buys before selling, you often handle both sides or at least secure the listing.
- Differentiated service. Most agents don’t know this option exists. You can offer something your competition can’t.
Identifying Good Candidates
High-probability EasyPath candidates:
- Own their current home with 25%+ equity
- Want to buy in a competitive market or hot neighborhood
- Have income that supports the new mortgage (once current payment is excluded)
- Are nervous about selling first because they don’t want to miss their target home
Questions to ask:
- “How much do you think you owe on your current home?” (You’re checking equity)
- “Have you looked into whether you can qualify for both mortgages?” (You’re identifying DTI issues)
- “What’s your biggest concern about the timing of all this?” (You’re uncovering their real hesitation)
Red flags (may not qualify):
- Less than 25% equity (we have alternative solutions but they work differently)
- Current home needs significant work before it can sell
- Major title issues or liens
The Conversation Script
When a client says: “We love this house but we need to sell first.”
You can say: “There’s actually a program that lets you buy this home first, then sell your current place with 180 days to do it. It costs $2,500 flat and removes your current mortgage from the qualification equation. Want me to connect you with the lender who offers it so they can run your numbers?”
When a client says: “We’ve been outbid three times because our offers are contingent.”
You can say: “What if your next offer had no contingency? There’s a program that guarantees your current home sells, which lets the lender exclude it from your debt ratios. You’d be making the same kind of clean offer that’s been beating you. Interested in seeing if you qualify?”
Positioning Against Alternatives
EasyPath vs. Homeward, Knock, or similar programs:
EasyPath costs $2,500 flat. Homeward charges 2.5-3.5% of home value. For a $750,000 home, that’s $2,500 vs. $18,750-$26,250. The structure is similar, but the cost isn’t.
EasyPath vs. Traditional bridge loans:
Bridge loans charge 10%+ interest throughout the holding period. A 6-month bridge on $300,000 in equity costs roughly $15,000 in interest alone, plus origination fees. EasyPath costs $2,500 total with 0% interest.
EasyPath vs. Contingent offers:
In competitive markets, contingent offers lose. Sellers don’t want to wait for your buyer’s home to sell. EasyPath removes the contingency without requiring your buyer to sell first.
Timeline and Process
What your client experiences:
| Step | Timeline | What Happens |
|---|---|---|
| Application | Day 1 | Client submits basic info and docs |
| Pre-qualification | Days 2-5 | We verify equity and qualification |
| Investor contract | Days 5-10 | Guaranteed purchase contract signed |
| Offer submission | When ready | Client makes non-contingent offer |
| Close new home | Standard timeline | 21-30 days typical |
| List current home | After close | Your listing, shown empty or staged |
| Sell current home | Within 180 days | Keep 100% of proceeds |
What you need to do:
- Identify candidates (25%+ equity, DTI concerns, competitive market)
- Introduce the concept and connect them to us
- Continue showing homes while we handle qualification
- Write the offer without sale contingency
- List their current home after they close
Partnering With Us
What we handle:
- Pre-qualification and program eligibility
- Mortgage application and underwriting
- Investor contract execution
- All financing through close
What you handle:
- Finding the right home for your buyer
- Negotiating the purchase offer
- Listing and selling their current home
Communication approach:
- We provide milestone updates: docs received, appraisal scheduled, clear to close
- We respond to agent questions within hours, not days
- You’re copied on key communications so nothing surprises you
What To Do Next
If you have clients who’ve been stuck because they need to sell first, let’s talk about whether EasyPath fits their situation.
We can run numbers for your specific clients and let you know within a day or two if they qualify. No commitment required.
Contact us at (855) 855-4491. We’ll respond quickly and keep you in the loop throughout.
