We recently touted the need for access to Freddie Mac, and we failed to mention one of the most important reasons of all. Freddie often only asks for 1 year of tax returns for income verification for strong borrowers.

    This feature is often a deal-saver for us when self-employed borrowers either: (1) have very low profits in prior years: or (2) have limited self-employment history. Self-employed borrowers do not always need a two-year history.

    We have closed many transactions that would have not closed without this provision.


    Jay Voorhees
    Founder/Broker | JVM Lending
    (855) 855-4491 | DRE# 01524255, NMLS# 335646

      Get your instant rate quote.
      • No commitment
      • No impact on your credit score
      • No documents required
      You are less than 60 seconds away from your quote.

      Resume from where you left off. No obligations.