Tag Archive for: technology

Marketing Person or Someone in the Trenches On Your IT Team?

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FINTECH COMPANY FORGETS TO ATTRACT CUSTOMERS A close friend of ours was the Chief Product Officer at a prominent fintech mortgage lender in Silicon Valley. The firm was very impressive, […]Read More

Our “FAST 14” Returns! 14 Day Closes! What A Difference A Day Makes

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RETURN OF OUR 14 DAY CLOSE! Closing in under 15 days is hard! Files need to be pre-underwritten, appraisals have to come back in five days, systems need to be […]Read More

Predicting the Future, and Happy New Year!

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PREDICTING THE FUTURE In 1893, Chicago hosted a hugely successful “World Fair” where governments, companies and individuals showcased the most promising technologies of the time. Scientists and inventors were asked […]Read More

Life Way Back… in the 1990s Was So Hard! Can’t Believe I Endured It

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There has been a slew of articles and podcasts lately about America’s complacency and lack of innovation. And, it all might be true at some level. But – from my […]Read More

Technology & Easy Doc Uploads Does Not A Mortgage Make

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More than ever, lenders are introducing and touting new technology and client interfaces as huge breakthroughs and the solutions to all mortgage problems. One of our competitors recently spent $80 […]Read More

When Technology Fails…Somebody Actually Has To Think

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It took me two and half hours to take an Uber from Manhattan to JFK airport last week. The reason? My Uber driver had moved to NYC four days earlier […]Read More

Technology’s Not Replacing Realtors or Loan Officers; Warren Buffett & Fintech

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We have all heard time and again over the last ten years how technology will totally disrupt real estate and mortgages, and replace Realtors and Loan Officers outright. Technology is […]Read More

1/4% = $14 per $100k; Can Refi Guys Do Purchases? Automation?

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Another reminder: a 1/4% increase in rates from 3.75% to 4.0% only increases payments about $14 per $100,000. One of the biggest boons to my personal business over the last […]Read More

10 Bold Predictions for the Future of the Mortgage Industry!

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Normally, we are loathed to share other peoples’ content, but this is worth an exception:  10 Bold Predictions for the Future of the Mortgage Industry (link to the full article is […]Read More

Kids Are Now Steph Curry, Not LeBron; Embracing The New

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There are a lot of budding basketball stars who practice incessantly at a park I walk or ride through several times per week near our home. What is interesting is […]Read More

Waze – Must Have App; Technology At Companies

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Yesterday as I was driving back to Walnut Creek from SFO, the primary freeway (US 101) was a parking lot. But fortunately, I had the “Waze” app on my phone, […]Read More

Best “App” for Payments, Closing Costs & Net Sheets; Invaluable

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I have been using my HP 12C Calculator since my first job at an investment bank in the late 1980s. With so many years of practice, I am extremely good […]Read More

CRM Software Is an Absolute Must; Pays for Itself Very Quickly

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In 2008, we spent $65,000 on a Customer Relationship Management (CRM) software program and it paid for itself within a year. The CRM program allows us to (1) organize ALL […]Read More