Tag Archive for: mortgage rates

The Fed Halts Rate Increases; Good Or Bad?

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Yesterday, the Fed announced that there will be no more rate hikes in 2019. And many people in the mortgage and real estate industries cheered. But a lot of economists […]Read More

States With Lowest Mortgage Rates; CA Wins! Why? Bringing Low Rates To Texas!

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Lending Tree recently did a study to see which states offered the lowest mortgage rates. And surprisingly, California (the land of all-things-expensive) won! The next best states for low mortgage […]Read More

Transparent Pricing for Mortgages; It Worked for Macy’s and Wanamaker’s!

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In the 1870s, department stores Macy’s and Wanamaker’s completely transformed retail and soared to heights unseen by any retailer up to that time. What did they do? They put price tags on their merchandise!Read More

Some Rate Reminders for California Borrowers

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Everyone wants to get the best mortgage rate possible when they’re getting ready to take out a loan for their home purchase. Here a few helpful reminders to keep in mind about mortgage rates in CaliforniaRead More

Mortgage Middle Managers – Why They Matter

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DECAY TOUR OF DETROIT I took my 17 year old daughter on a “decay tour” of Detroit last summer. She of course hated it, but I found it fascinating. From […]Read More

Six Factors That Can Impact Your Mortgage Rate in California

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Every borrower wants to get the lowest mortgage rate when applying for a mortgage loan. JVM is proud to offer our buyers some of the lowest rates in the industry. But, few buyers are aware of the many different factors that could affect the mortgage rate they are given in California.Read More

What Affects Rates For An Individual? A Lot!

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Yesterday, I wrote an all too complex explanation about macroeconomic influences on interest rates, and got this wonderful feedback from a top producing KW agent: I’m dying of boredom reading […]Read More

Why Rates FELL After Fed RAISED Rates; Econ Data Trumps Fed Policy

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The Fed raised its short term “Fed Funds Rate” again yesterday, but long term mortgage rates fell. Once again, the Fed Funds Rate is only a short term interest rate […]Read More

How & Why We Offer “No Cost” Refi’s

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Nobody, and I mean nobody, expected rates to fall this much in 2017. When rates do fall, we reach out to all of our eligible borrowers and offer the option […]Read More

Rates Down After Fed Pushed Rates Up? Why?

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The Fed raised the short-term Fed Funds rate yesterday by 1/4% to a range of 0.75% to 1.00%. And long term interest rates fell. Here are a few reasons why […]Read More

Why Higher Rates Are Good? Rates Up After Fed Announced More Rate Increases

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In real estate, we focus on the harm of higher interest rates – higher mortgage payments, less buying power, and fewer refinances for lenders. But, there are some good things […]Read More

Perspective for Fence Sitters Concerned About Rates & Presidents

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We have had a few fence sitters lately, not wanting to get into the market now because they are concerned about rising rates and our new President. In regard to […]Read More

Can Rates Fall Again? Heck Yeah! New Conforming Loan Limits

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One of the primary reasons behind the recent rate increases is the expectation that Mr. Trump will deregulate the economy and bring about more economic growth. B/c of this expectation, […]Read More

Timing The Bottom for Rates? Get While Gettin’ is Good; Refi Again

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Borrowers often ask us if we think rates will fall further before they lock, or they want to "time to the market" and lock in their rate at the "bottom." This in turn delays purchase transactions, and sometimes causes borrowers to miss refi opportunities altogether.Read More