What To Do (And Not Do) During The Mortgage Process
When applying for a mortgage or refinance, a borrower can do several things to make the mortgage process more successful. However, there are also actions that should be avoided during the loan...
Your Trusted Guide for Mortgages & Real Estate
When applying for a mortgage or refinance, a borrower can do several things to make the mortgage process more successful. However, there are also actions that should be avoided during the loan...
MORE ONLINE LENDING HORROR STORIES In response to my blog about Quicken’s pending IPO on Friday, I received several reminders of online lending/call-center horror stories. With every instance,...
Rates edged lower again, so now instead of being really, really, really low, they’re really, really, really, really (4 really’s) low. It remains to be seen if we’ll hit “5 […]
Given that house prices and mortgage rates change over time, many homebuyers wonder, "how much does it really cost to buy a house in Texas?" The home’s actual price is just one of the costs buyers...
JVM formally pre-approved 268 borrowers for the purchase of a home in June. This was an all-time record for us and up over 100% from last June, when we only […]
Given that house prices and mortgage rates change over time, many homebuyers wonder, “how much does it really cost to buy a house in California?” The home’s actual price is just one of the...
DEFERRED DEMAND/PEAK HOMEBUYING SEASON IS NOW CNBC reported that “mortgage applications to purchase a home rose 5% for the week and were a remarkable 33% higher than a year ago.” […]
Many California and Texas homebuyers should get pre-approved before looking for a house to make their offers more competitive. The California and Texas real estate markets are in high demand, with a...
We recently aligned with a new mortgage bank for three reasons: (1) to drastically shorten our closing periods; (2) to offer even lower rates; and (3) to access much better […]
The mortgage application has been rumored to be extremely challenging for California and Texas homebuyers to navigate and get pre-approved. The app is very straightforward for homebuyers with a...
We constantly get “recruited” by large mortgage banks that want JVM to affiliate with them (b/c they want our volume, reputation and/or trade secrets). The pitches always fascinate us b/c...
“PIWs” REIGN SUPREME “PIW” stands for Property Inspection Waiver or an Appraisal Waiver. We are getting more of them than ever before, making both refinances and purchases faster, easier and...
According to recent data, more than half of all homebuyers in California, Texas, and nationwide make their down payment with less than 20% when purchasing a home. This is additional evidence to...
The title of this blog is taken directly from this blog by Stansberry Research. I have hit the topic of a strong housing market numerous times in recent months but […]
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