Your Trusted Guide for Mortgages & Real Estate
Fed Chair Powell spoke today in Jackson Hole, Wyoming, in a much-anticipated speech – and it roiled the markets. Here is a brief summary in case readers are interested. CONTINUED […]
The average net worth of Americans who own homes is $1.1 million. The average net worth of Americans who don’t own homes is about $96,000 – according to this Business […]
An agent recently told us he only refers his clients to “one loan officer” because that loan officer “offers a ‘free’ refi to all of his clients in 6 months, […]
We are sharing these stories from a local car wash, which has been 'ground zero' for a local indicator for looming recessions.
In today's market, it is important to consider every way to save money when buying a home. An 80-10-10 loan can be an excellent option for many homebuyers. But what exactly are they and how do...
An interest-only (I/O) mortgage is a type of mortgage in which the borrower is only required to make interest payments for a set initial period. Interest-only mortgages can be helpful for several...
Good Gravy! “Good gravy” is what my South Dakota grandma used to say whenever she saw or heard something absurd – and she would be screaming that now if she […]
Hard money loans are an easy and fast financing option, but they are not for everyone. Here is everything you need to know to decide if they are the right option for you
COVID caused rates to plummet – which in turn ushered in the mother of all refi booms. Several large mortgage banks had initial public offerings at the height of the refi boom – with valuations...
An assumable mortgage is a home loan that can be entirely assumed by a person other than the original borrower. This type of loan is more attractive when interest rates are high because you can...
We recently had a very nervous homebuyer (a single mom) come back to the market after sitting on the sidelines for about a year. This is despite the fact that […]
Early Pay Off Penalties (also referred to as EPOs) are often confused with Prepayment Penalties. The EPO meaning in mortgage language relates to fees charged to a lender when a borrower pays off...
Closing costs are the various fees and charges buyers face when buying a home that are required in order to close on a loan. But what are the average closing costs in California? Closing costs...
Becoming a homeowner has many perks that come along with the house itself. For first-time homebuyers, tax credits may be available to help incentivize you to buy a home. Here is everything you need...
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