Your Trusted Guide for Mortgages & Real Estate
MAJOR LENDER CUTS COSTS – GOES OUT OF BUSINESS In 2011 when we were in the broker channel, we sent almost all of our loans to a single lender (a […]
APPRAISAL HORROR STORY PART 297 Because we want to always do what is best for our borrowers, we recently switched a borrower from our internal banking channel to the “broker […]
RATES ARE GOING UP, REST ASSURED We’ve said that at least a hundred times over the years but this time it is a reality b/c the Fed is no longer […]
Fannie Mae recently loosened their condo guidelines. So, we thought this was a good excuse to share a few condo reminders: A FEW THINGS TO KNOW WHEN IT COMES TO […]
I love stories about successful organizations b/c there is so much to learn that can be emulated and blogged about. So, I was extra excited when this story popped up […]
Ryan Lundquist is a Sacramento appraiser who writes an excellent blog about appraising. It is called the Sacramento Appraisal Blog, and it is chock full of invaluable info. I am […]
“It’s a brutally competitive market right now,” Weinbach said. “Typically the way this ends up is a shakeout, and the sooner the better.” That is a quote by the CEO […]
Real estate agents involved in transactions with external influences sometimes under-estimate their effect and get frustrated when appraisers have difficulty supporting value. The most common problem...
When I was around seven years old, I loved my oldest brother’s microscope and was constantly sneaking into his room to play with it. My brother did not want me […]
WHY WE LOVE FHA I blog often about why we love FHA financing so much: (1) Speed – we can close in 14 days. (2) Flexibility – in regard to […]
Realtors often send our Appraisal Manager comparable sales (comps) that they want our appraisers to use in their appraisals. The problem is that we often cannot use them b/c they […]
We offer several Down Payment Assistance programs, even though they have limitations that include higher rates, slower closing times, higher fees, and income caps. Down Payment Assistance programs...
STORY #1: GIVING BACK MONEY WHEN NOBODY WOULD KNOW When I closed my first mortgage loan in 1994, the commission check from the wholesale lender was $1,500 too high. Everyone […]
DUDE SELLS TOO SOON! I was at a graduation party yesterday and the host told me how his law partner sold his Silicon Valley home two years ago b/c he […]
We are committed to reinventing the mortgage lending model in order to provide outstanding service, low rates, and some of the fastest closing times in the industry.
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