Tag Archive for: investment property

What Are Capital Gains Taxes on Rental Properties?

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Capital gains taxes might sound complex, but they're a crucial part of the rental property world that you can easily navigate. Regardless if you're new to investing or are a seasoned real estate investor, understanding the intricacies of capital gains taxes is key to making smart investment decisions. These taxes are not only a significant financial consideration but also a reflection of the gains and profits you accrue from your rental property. These taxes show up when you make money from selling or gaining value from your rental property.Read More

1031 Exchange Guidelines for Real Estate Investors

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For real estate investors, dealing with taxes is an integral part of their journey. However, there's a useful tool in the world of real estate investing called a "1031 exchange," which allows investors to navigate around capital gains tax in certain cases. In this blog, we'll break down the basics of 1031 exchanges and explore the key rules to follow for successful execution.Read More

DSCR Home Loans; Mortgages For Real Estate Investors

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The Debt Service Coverage Ratio (DSCR) loan enables acquisition of an investment property based on its rental revenue, not your personal earnings. These loans broaden the horizons for investors, as they circumvent the conventional procedure of submitting two years' tax returns or W2s and pay stubs for purchasing an investment property. Full-time investors might not have a standard income, or they might be unable to prove enough income on personal tax returns to meet the eligibility criteria for a rental property mortgage. The DSCR loan, also known as the investor cash flow mortgage scheme, eliminates this obstacle, granting a loan based on the promising cash flow potential of the property.Read More

How to Buy a Short-Term Rental Property

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Financing a short-term rental property differs from traditional residential mortgages. Lenders consider specific factors such as the property's rental income potential, occupancy rates, and market demand. This customized approach allows borrowers to leverage the property's revenue-generating potential and secure favorable loan terms.Read More

How To Buy A Duplex With A Mortgage

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Are you considering investing in a duplex? This unique housing option offers an array of benefits, from potential rental income to the opportunity for multi-generational living. In this comprehensive guide, we'll walk you through the process of buying a duplex with a mortgage, providing valuable insights and answering commonly asked questions along the way.Read More

Leveraging Your Home Equity: Paying Off Debt and Seizing Investment Opportunities

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Harness the power of your home's equity to pay off consumer debt and make smart investments, while avoiding risky borrowing practices.Read More

DSCR Loans: Your Key to Real Estate Investing

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Unlock the potential of your real estate investments with DSCR loans. Our comprehensive guide takes you through the basics and beyond, helping you understand how this powerful financial tool can help you achieve your investment goals. Dive in and discover the key to successful real estate investing!Read More

How To Buy An Investment Property With A Low Down Payment

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Many individuals are considering purchasing a second home in addition to their primary residence. The increase in remote work makes buying a second home or an investment property possible for many homebuyers.Read More

What To Know About Buying an Investment Property

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While an investment property can be a great investment and source of income, there's a lot to know about buying an investment property.Read More

Is the Airbnb/Short-Term Rental Market Crashing?

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My wife Heejin and I were looking at a property in Park City, Utah last year, and the agent explained to us how easy it would be to turn it […]Read More

Hard Money Loans: Are They Worth It?

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Hard money loans are an easy and fast financing option, but they are not for everyone. Here is everything you need to know to decide if they are the right option for youRead More

Converting a Primary Residence Into a Rental: Considerations

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Many buyers take advantage of owner-occupied financing, even if they plan on renting out the properties later on, because the rates and down payment requirements are so much lower. These buyers do need to be careful and here are some of the considerations.Read More

8 Ways Parents Can Help Their Kids Buy Homes

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Parents frequently ask about the best options for helping their kids buy homes, so I thought I’d set out a few in this blog. If kids have sufficient income to qualify themselves and only need cash, a willing parent should simply “gift” the necessary funds for the down payment and closing costsRead More

A Second Home Vs. An Investment Property

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Looking to purchase a second home? Or maybe your goal is to buy an investment property. It’s important to know the difference between an investment property and a second home. Especially because obtaining mortgage financing for each of the two is a very different process where the costs can vary dramatically. Read More