Tag Archive for: inflation

The 2nd Biggest Problem in Real Estate (& It Is HUGE)

I frequently reference what I think is the biggest problem in real estate - hundreds of thousands, if not millions, of buyers sitting on the sidelines because the media are scaring the sh*t out of them with FALSE headlines about a pending real estate crash.Read More

Fed Raises Rates; Mortgage Rates PLUMMET; Why? JVM’s Here to Stay!

JVM was officially founded in 2006, and effectively founded in 1999 under another name by my wife, Heejin – with much of her operation carrying over to JVM in 2006. All this is to say that we are definitely here to stay, as we have ridden through several very serious downturns with nary a scratch, and we are now stronger than ever.Read More

Please Do NOT File Your Taxes IF…

Please Do Not File 2022 Taxes If… You are self-employed and 2022 was a down year. This is a huge reminder to all self-employed borrowers (real estate agents too) to […]Read More

Rates Plummet! Barry Was RIGHT! THIS IS HUGE!

Barry Habib is the founder of MBS Highway, a subscription service that thousands of mortgage industry insiders subscribe to at a cost of $120 to $170 per month – and it is worth it!Read More

Why Is The Fed SO DETERMINED To Push Rates Higher? (Not What You Think)

What Is the United States’ Most Powerful Weapon? 1. It’s Ohio-class nuclear-powered submarines? 2. It’s B83 nuclear bombs? 3. It’s Tomahawk cruise missile? 4. It’s AC-130U gunships? Or 5. It’s […]Read More

Inflation Concerns Push Rates Up – Opposite of My Predictions

Mortgage applications fell precipitously recently in direct response to a rise in interest rates. We have seen the opposite effect too over the last several months in response to falling […]Read More

Low, High, List Price: How Much Should You Offer on a House?

We can help buyers take advantage of the opportunity to buy the home of their dreams. Here are a few tips on making an offer on a house.Read More

Recession Coming Soon – DESPITE A STRONG JOBS REPORT!

“IF A RECESSION IS COMING, HOW DO YOU EXPLAIN THE STRONG JOBS REPORT?” That was an email I received this morning from the most prominent voice/blogger in the mortgage industry. […]Read More

Rates Fell 1/2% … Almost.

The Most Important News Report Of The Year Dropped Today! The most important news report was today’s inflation data, as depicted in the Consumer Price Index (CPI) report. It is […]Read More

The Cost of Waiting To Buy a Home

Waiting to buy a home? Learn how rising home prices and interest rates can impact your budget and purchasing power.Read More

Inflation DOWN; Rates UP; What Gives? Housing Inventory Still Tight

15 Degrees Last Night in Austin, TX This has nothing to do with mortgages, but I have to share it because I find it so interesting.  Austin saw a low […]Read More

6 Reminders for Depressed Real Estate Agents

A prominent loan officer who has been meeting with multiple real estate agents recently told me that he has never seen so many “depressed real estate agents.” They are depressed […]Read More

Why DEFLATION Is Now Likely and SO SCARY!

HERE’S WHAT’S SCARY: MY NEIGHBOR WAITING TO BUY HIS MERCEDES! You have no idea how scary that is! My neighbor grew up poor in Boston, played college football at the […]Read More

Inflation Down; Rates Down & More To Come; The Fed Does NOT Control Interest Rates

Inflation (CPI) reports came in lower than expected yesterday – and that pushed rates lower because inflation expectations are probably the biggest single driver of interest rates. According to this […]Read More