Tag Archive for: home loan

Home Loan Mortgage Insurance: Everything You Need to Know

Learn how home loans mortgage insurance works, what drives the monthly cost, and the differences between private mortgage insurance (PMI) and the mortgage insurance premium (MIP) on an FHA loan. We cover when PMI can be removed, how LPMI works, and smart ways to plan your monthly mortgage payment without having to put 20 percent down.Read More

A Guide to Buying a Home in Oregon

Buying your first home is a significant milestone, and Oregon is a fantastic place to achieve this dream. As a first-time home buyer in Oregon, it's essential to understand the local real estate market, mortgage rates, and available assistance programs.Read More

First-Time Home Buyers Guide to Loans: Idaho

Idaho adds an extra layer of excitement to the adventure. Known for its expansive natural beauty, friendly communities, and a cost of living that's inviting to many, Idaho stands out as an idyllic setting for laying down roots. This guide is tailored specifically for Idaho first-time home buyers, offering essential insights into navigating the Idaho housing market, understanding the variety of Idaho home loan programs, and settling into the distinct Idaho lifestyle. If you're searching for houses for sale in Idaho, you're not just looking for a place to live, but a place to thrive. Let's explore the steps and strategies to make your dream of Idaho homeownership a reality.Read More

The Difference Between Purchase and Refinance Mortgages

Purchase mortgages and refinances are both home loans, but they serve very different purposes. A purchase mortgage is a type of loan that homebuyers apply to finance the purchase of a new home. A refinance mortgage is the process homeowners go through to change their mortgage rate and terms. While purchase and refinance loans may have similar requirements and elements, the process and end results vary.Read More

Shopping For A Mortgage With JVM Lending

Whether you're purchasing a home or refinancing an existing mortgage, it's crucial to get the best deal possible. At JVM Lending, we make it easy with our Mortgage Calculator. Enter the details of your loan to receive rates and closing costs instantly and specific to your situation. We're a local, unique, and experienced mortgage firm based in the Bay Area and serve surrounding areas like Sacramento as well as Texas.Read More

How To Get A Home Loan In 7 Steps

Getting a home loan is easier than most prospective homebuyers often realize. Prospective homebuyers can get a home loan in these 7 easy steps!  This blog breaks the entire housing process down and explains what homebuyers will need to to successfully close a home loan for a real estate purchase. Read More