Tag Archive for: first time homebuyer

First-Time Homebuyers Class: An Essential Guide for Homeownership

Purchasing a home can be overwhelming, especially if you're a first-time homebuyer, which is why there are first-time homebuyers classes.Read More

Shattered Dreams! CalHFA’s Dream Program Is Out of Money ALREADY

CalHFA’s Dream For All program truly seemed like a dream, as it allowed first-time buyers to buy homes with 0% down and very favorable financing terms. It was such a “dream” in fact that we pre-approved over 100 borrowers for the program since its inception only ten days ago.Read More

How To Buy A Condo In California

If you’re thinking about buying a condo in California, there are a few things you’ll need to know. This blog post will cover the basics of purchasing a condo in the Golden State, from financing options to understanding HOA fees.Read More

First-Time Homebuyer Tax Credit in 2022

Becoming a homeowner has many perks that come along with the house itself. For first-time homebuyers, tax credits may be available to help incentivize you to buy a home. Here is everything you need to know about the First-Time Homebuyer Tax Credit in 2022.Read More

Programs and Loans For A First Time Homebuyer

As a first time homebuyer, you have many loan programs and grants to choose from that help you afford your first real estate purchase.Read More

How To Qualify For A Mortgage As A First-Time Homebuyer

Many first-time homebuyers have questions about how they can qualify for a mortgage. One of the best ways to start the homebuying process as a first-time homebuyer is to gather as much information as possible at the onset of the process. Read More

This Is Why Every Renter Should Consider Buying Now

WHY OUR CONDO IS THE PERFECT INFLATION HEDGE My wife Heejin and I own a rental condo in Scottsdale – with a small, fixed-rate mortgage and quickly increasing rent, as […]Read More

12 Tips For First-Time Homebuyers

Many first-time homebuyers are excited about the opportunity to invest in themselves and begin building generational wealth through their home's equity. Here are JVM's best tips for first-time homebuyers, founded on our team's expansive knowledge and experience with helping thousands of homebuyers navigate the mortgage process.Read More

Five Down Payment Choices for First-Time Homebuyers

A big part of buying a home is coming up with a down payment, but oftentimes there are many misconceptions surrounding down payment requirements. If you are a first-time homebuyer, there are many options for the details of your mortgage loan and down payment. Here are five things all first-time homebuyers should know about down payments.Read More

Mortgage Acronyms Every California Borrower Should Know

The mortgage industry is infamous for throwing a lot of mortgage acronyms around. If borrowers aren’t familiar with the mortgage industry or the lingo it can be confusing to understand what’s going on at times.Read More

Young People Need To Buy Real Estate; No Better Time Than Now

These people did not "time the market" or do anything unique; they simply bought young, lived frugally and house-hopped from "cottages to castles"Read More