Tag Archive for: 1% down payment

1% Down vs. FHA: Which Is Better?

Both 1% down payment loans and FHA loans allow buyers to purchase a home with minimal cash upfront, but the similarities stop there. In this guide, we break down how each option works, compare mortgage insurance costs, credit and income requirements, and show real dollar differences over time. You’ll see when the 1% Down program can save you thousands and when FHA is the better fit based on your credit score, income, and purchase price.Read More

1% Down Loans & Loans That Come With a “Free” $6,500 Credit

We have two financing offers that have proven extremely popular over the last year: a 1% down loan and a program with a $5,250 credit. I have blogged about them before, but I am bringing them up again as reminders.Read More

Unlock Your Dream Home with a 1% Down Payment Option

Saving up for a down payment can feel like an insurmountable hurdle, but what if there was an option that allowed you to put down just 1% of the loan amount? Thanks to a new loan program, this dream can become a reality. In this blog post, we'll explore the new 1% down payment option now available for homebuyers and provide answers to frequently asked questions, so you can make an informed decision about your homeownership journey.Read More