Tag Archive for: Veterans

What is a VA IRRRL? Your Guide to a VA Streamline Refinance

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This remarkable benefit exists because the U.S. Department of Veterans Affairs (VA) backs these loans as a gesture of gratitude and support for those who have served. Among the benefits of VA loans is the ability to refinance through the VA IRRRL (Interest Rate Reduction Refinance Loan) program, also known as the VA Streamline Refinance.Read More

What Are The Credit Score Requirements for A VA Loan?

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Discover how to navigate VA loan eligibility and credit score requirements with JVM Lending's guide. Learn about the unique opportunities VA loans offer to veterans and active military personnel, including no down payment and competitive interest rates. Understand the significance of your credit score, explore JVM Lending's inclusive credit criteria, and gain insights into choosing a trustworthy lender. Our comprehensive support and advice aim to empower veterans with the knowledge to secure their dream home.Read More

VA Jumbo Loans in California

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VA loans are a great real estate purchase option for eligible veteran borrowers. Unlike conventional or FHA loans, VA loans allow borrowers to obtain purchase loans with a $0 down payment. Borrowers can even obtain jumbo loans over the county loan limit with no downpayment required. Interest rates on VA loans are very competitive as well.Read More

Minimum Credit Score Requirements For VA Loans

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VA loans are one of the most utilized benefits provided to America's eligible active-duty and returning service members. The VA government loan program is designed to help veterans and their spouses achieve homeownership.Read More

VA Loans Are Still Much Easier, As We Still Don’t Need Full Inspection Reports

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I wrote this blog in early March: VA Loans Are Much Easier Now – No More Clear Inspection Reports! The full blog is copied below but the gist of it […]Read More

VA Interest Rates 3/4% Lower Than Jumbo

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We can close VA loans as fast as 23 days, remaining competitive against many conventional and FHA offers. We also have an in-house VA underwriter, which helps expedite the process. If there is a non-spouse/non-Vet co-borrower, we need additional underwrites and at least 30 days to close.Read More

Everything You Should Know About VA IRRRL “Earl” Mortgage

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Are you a service member with questions about VA loans and refinances? JVM can provide you with more information on VA Interest Rate Reduction Refinance Loans (IRRRL) otherwise known as a VA “Earl” mortgage. Additionally referred to sometimes as a VA Streamline Refinance or IRRRL Loan. The VA “Earl” program is a part of the VA Home Loan Program that aids current members and veterans of the militaryRead More

VA Loan Limit Is No More!

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VA homebuyers no longer must worry about maximum loan limits. The VA loan limit has been eliminated, which gives VA loans much more wiggle room regarding the amount veteran homebuyers can borrow with 0% down. Read More

VA Loans – Explained Once Again; We’re VA Experts!

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We get so many questions about VA Loans and whether or not we offer them that I thought it was time to repeat some key VA info. In short – […]Read More

How Many Times Can Veteran Homebuyers Use a VA Loan in California?

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A VA Loan (Veterans Administration Loan) is a mortgage that is guaranteed by the VA for veteran homebuyers. VA loans are the best bargain in mortgage financing for qualified veterans because of their flexible underwriting and down payment guidelines. VA loans also have low interest rates, no mortgage insurance, and 0% down payments for most veterans.Read More

VA Loans: Everything You Need To Know

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We've assembled this VA guide to help buyers and agents alike. These are the common questions we receive on a daily basis about VA financing.Read More

VA Loans Explained

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VA loans are the best bargain in mortgage financing for qualified veterans and their spouses. They have flexible underwriting and down payment guidelines.Read More