Tag Archive for: VA

Buying a Home with a VA Loan: Down Payment Requirements

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Are you a military service member or veteran dreaming of owning your own home? The good news is that the Department of Veterans Affairs (VA) offers a unique home loan program designed specifically for you. VA home loans provide flexible and affordable options, including purchasing a home with a low or no down payment. In this blog post, we'll explore the benefits of a VA loan, discuss down payment requirements, and explain why a VA loan remains the best option for military and veterans, even for those who have already saved up for a down payment.Read More

VA Jumbo Loans in California

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VA loans are a great real estate purchase option for eligible veteran borrowers. Unlike conventional or FHA loans, VA loans allow borrowers to obtain purchase loans with a $0 down payment. Borrowers can even obtain jumbo loans over the county loan limit with no downpayment required. Interest rates on VA loans are very competitive as well.Read More

What Is An Assumable Mortgage and How Does It Work?

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An assumable mortgage is a home loan that can be entirely assumed by a person other than the original borrower. This type of loan is more attractive when interest rates are high because you can assume a loan that was taken out in years past when rates were much lower.Read More

Minimum Credit Score Requirements For VA Loans

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VA loans are one of the most utilized benefits provided to America's eligible active-duty and returning service members. The VA government loan program is designed to help veterans and their spouses achieve homeownership.Read More

VA Loans Are Still Much Easier, As We Still Don’t Need Full Inspection Reports

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I wrote this blog in early March: VA Loans Are Much Easier Now – No More Clear Inspection Reports! The full blog is copied below but the gist of it […]Read More

Programs and Loans For A First Time Homebuyer

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As a first time homebuyer, you have many loan programs and grants to choose from that help you afford your first real estate purchase.Read More

Five Down Payment Choices for First-Time Homebuyers

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A big part of buying a home is coming up with a down payment, but oftentimes there are many misconceptions surrounding down payment requirements. If you are a first-time homebuyer, there are many options for the details of your mortgage loan and down payment. Here are five things all first-time homebuyers should know about down payments.Read More

4 Things to Know About VA Home Appraisals

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VA home loans are one of the most common mortgage options among military members in California. The VA loan program offers 100% financing, which means you could buy a home with no down payment. This is a very popular option throughout all of California as we have such a large number of military personal.Read More

Lenders Often Don’t Need Tax Returns

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It is a common misconception that lenders always need two years of tax returns for income verification. They don’t. If borrowers are “W2 Wage Earners” only, with no self-employment or […]Read More

VA Loans: Everything You Need To Know

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We've assembled this VA guide to help buyers and agents alike. These are the common questions we receive on a daily basis about VA financing.Read More

VA Loans Explained

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VA loans are the best bargain in mortgage financing for qualified veterans and their spouses. They have flexible underwriting and down payment guidelines.Read More

What’s The Difference Between an FHA and VA Appraisal?

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Agents and borrowers alike often find the appraisal process confusing and opaque – it’s why we consistently field questions on what appraisers look for when inspecting a property and how […]Read More

Appraisal Differences Explained! Conventional vs FHA vs VA

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Agents and borrowers alike often find the appraisal process confusing and opaque – it’s why we consistently field questions on what appraisers look for when inspecting a property and how agents can best prepare.Read More

Reminders: Amendatory Clause; RPA Signatures; Seller = LLC; Deceased Seller

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FHA and VA Amendatory Clause. This form is required for all VA and FHA loans. It lets buyers know they are entitled to the appraisal and not bound to buy […]Read More