Tag Archive for: VA loan

What Are The Credit Score Requirements for A VA Loan?

Discover how to navigate VA loan eligibility and credit score requirements with JVM Lending's guide. Learn about the unique opportunities VA loans offer to veterans and active military personnel, including no down payment and competitive interest rates. Understand the significance of your credit score, explore JVM Lending's inclusive credit criteria, and gain insights into choosing a trustworthy lender. Our comprehensive support and advice aim to empower veterans with the knowledge to secure their dream home.Read More

Buying a Home with a VA Loan: Down Payment Requirements

Are you a military service member or veteran dreaming of owning your own home? The good news is that the Department of Veterans Affairs (VA) offers a unique home loan program designed specifically for you. VA home loans provide flexible and affordable options, including purchasing a home with a low or no down payment. In this blog post, we'll explore the benefits of a VA loan, discuss down payment requirements, and explain why a VA loan remains the best option for military and veterans, even for those who have already saved up for a down payment.Read More

VA Home Loan 101: Buying a House in Clarksville

When it comes to home buying, especially in a charming city like Clarksville, Tennessee, many veterans or service members may not be aware of the full extent of the benefits they have earned through their service. The VA Home Loan program is a prime example, which can enable veterans to buy a house with zero down payment and even accommodate those with less than perfect credit scores. Read More

VA Cash Out Refinance for Struggling Homeowners

As a Tennessee homeowner and a veteran, a VA cash-out refinance can offer you a path to financial stability and achieving your home-related goals. The VA cash-out refinance is ideal for those needing funds for debt consolidation, home improvements, or other significant expenses. If you're considering leveraging your home's equity or seeking a better mortgage loan JVM Lending's experts will provide personalized assistance, helping you determine if this is the right financial step for youRead More

What Credit Score Do You Need For A VA Loan?

If you’re in or retired from the military and planning on buying a home, you may be wondering what the credit requirements are for VA home loans. These loans are a valuable benefit of your service, and they are designed so that they are available to the largest number of active service members, veterans, reservists, National Guard members, and qualifying surviving spouses as possible. Read More

VA Tidewater Appraisals: Everything You Need To Know

Are you navigating the world of VA home loans and stumbled across the term 'Tidewater VA appraisal'? Wondering what it means and how it can affect your home purchase? Look no further! Let JVM Lending bring clarity to this essential process. As industry leaders, we understand the nuances of VA appraisals and are here to help you navigate with ease.Read More

VA Jumbo Loans in California

VA loans are a great real estate purchase option for eligible veteran borrowers. Unlike conventional or FHA loans, VA loans allow borrowers to obtain purchase loans with a $0 down payment. Borrowers can even obtain jumbo loans over the county loan limit with no downpayment required. Interest rates on VA loans are very competitive as well.Read More

Minimum Credit Score Requirements For VA Loans

VA loans are one of the most utilized benefits provided to America's eligible active-duty and returning service members. The VA government loan program is designed to help veterans and their spouses achieve homeownership.Read More

How To Avoid PMI With Less Than 20% Down

It is possible to purchase a home with less than 20% down and avoid private mortgage insurance (PMI). Homebuyers have many options when it comes to their loan’s down payment amount. Many borrowers are not aware of the amount of flexibility within the mortgage industry.Read More

Everything You Should Know About VA IRRRL “Earl” Mortgage

Are you a service member with questions about VA loans and refinances? JVM can provide you with more information on VA Interest Rate Reduction Refinance Loans (IRRRL) otherwise known as a VA “Earl” mortgage. Additionally referred to sometimes as a VA Streamline Refinance or IRRRL Loan. The VA “Earl” program is a part of the VA Home Loan Program that aids current members and veterans of the militaryRead More

4 Things to Know About VA Home Appraisals

VA home loans are one of the most common mortgage options among military members in California. The VA loan program offers 100% financing, which means you could buy a home with no down payment. This is a very popular option throughout all of California as we have such a large number of military personal.Read More

How to Get a Low Down Payment: A Guide for Borrowers

For many homebuyers, the down payment is the most significant obstacle on the road to homeownership. This is why so many homebuyers are looking for mortgage loans with low down payment options when purchasing a home.Read More