Tag Archive for: realtor

Why Homebuyers Need To Use A Real Estate Agent

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When Homebuyers Represent Themselves In Real Estate Transactions – Bad Things Happen 😊 Many years ago when I was new to the business, I wrote a purchase contract for one […]Read More

Top 5 Must-Dos for Real Estate Agents to Crush 2018

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Skip the endless to-do lists! Focus on five essentials to thrive in real estate in 2018: hire an assistant, delegate, maintain your database, manage your reputation, and master social media.Read More

Calling Listing Agents and Touting Offers/Buyers

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Now that the housing market is in full swing, I want to remind everyone that we are happy to call listing agents on our borrower’s behalf. We got several borrowers […]Read More

Realtors and Lenders Are Teammates, Not Opponents

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New Realtors sometimes misinterpret lender requests as obstacles, not realizing they’re part of a complex approval process. In reality, we’re all working toward the same goal—helping clients close.Read More

Question HOA Owner Occ %’s; HOA Not Always Right

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An investor purchasing a condo was initially denied financing due to an HOA-reported owner occupancy ratio of 44%, which was too low for investor loans. However, the HOA’s calculation was based on non-site addresses, overlooking owner-occupants with P.O. boxes. The buyer’s Realtor took the initiative to verify the data, revealing a 55% owner occupancy rate—more than enough to secure financing. This situation highlights the importance of questioning HOA-reported numbers, as inaccurate assumptions can jeopardize deals. A proactive approach can make all the difference in getting a transaction approved.Read More

Using “Realtor Commission” As Gift for Down Payment

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Discover how realtor commissions can be used as gifts to boost down payments and even cover closing costs. This blog explains the process—especially for FHA buyers—and outlines the guidelines to ensure proper handling and consent.Read More

“Who Gets Rich Selling Real Estate?” Wall Street Journal Article

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The Wall Street Journal had an interesting article today entitled "Who Gets Rich Selling Real Estate?" The full article is here.  It discussed all the young people flooding prep courses and licensing exams because the luxury home market is coming back.Read More