Tag Archive for: homebuyer

First-Time Home Buyers Guide to Loans: Idaho

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Idaho adds an extra layer of excitement to the adventure. Known for its expansive natural beauty, friendly communities, and a cost of living that's inviting to many, Idaho stands out as an idyllic setting for laying down roots. This guide is tailored specifically for Idaho first-time home buyers, offering essential insights into navigating the Idaho housing market, understanding the variety of Idaho home loan programs, and settling into the distinct Idaho lifestyle. If you're searching for houses for sale in Idaho, you're not just looking for a place to live, but a place to thrive. Let's explore the steps and strategies to make your dream of Idaho homeownership a reality.Read More

USDA Loans: Qualifications, Benefits, and Requirements for Homebuyers

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The concept of rural living might have crossed your mind for various reasons. It could be the desire to find a home away from the hustle and bustle of the city, escaping noisy neighbors while embracing nature. Alternatively, you might be considering an unconventional path to broaden your options in the search for a new home.Read More

How to Save On Your Mortgage With A 3-2-1 Buydown

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Are you in the real estate market to buy a home and looking for ways to save on your home loan payments? If so, you've come to the right place! In this blog post, we'll be discussing 3-2-1 buydowns, an intriguing option for home buyers.Read More

The Earnest Money Deposit Process

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Earnest Money Deposits are a portion of the purchase price that the homebuyer pays upfront to show the seller that the buyer’s offer is serious, in good faith, and “valid.” This deposit can be applied to the purchase price if the transaction proceeds forward. If the buyer ends up backing out of the deal without justifiable cause, it can be transferred to the seller.Read More

Mortgage Acronyms Every Texas Borrower Should Know

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The Texas mortgage industry is infamous for throwing a lot of mortgage acronyms around. Many first-time homebuyers may be confused by the various mortgage acronyms used in the homebuying process.Read More

Study Shows First-Time Austin Homebuyers Look for Financing First

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In the Washington Post’s housing report, they found that 74% of homebuyers start their house hunt in areas like Austin, Texas, by researching financing options and getting pre-approved with a local Austin lender. For first-time homebuyers, that percentage increases to 85%.Read More

CHDAP: Buying $400,000 Home with $2,000 Out of Pocket; 1/2% Down

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We just approved two buyers this week for our CHDAP (California Homebuyers Down Payment Assistance Program), and it reminded us to blog about the program. CHDAP allows buyers to purchase […]Read More

Rent vs. Buy Calculators; $150,000 In Equity in 7 Years with FHA

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We show buyers how their after-tax housing payment is only slightly higher than their rent payment. But more importantly, we use the Rent vs. Buy calculators to show FHA Buyers how they can end up with approximately $150,000 in equity after only 7 years. If they continue to rent, they will obviously have no equity in 7 yearsRead More

Young People Need To Buy Real Estate; No Better Time Than Now

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These people did not "time the market" or do anything unique; they simply bought young, lived frugally and house-hopped from "cottages to castles"Read More