Tag Archive for: refinance

7 Ways To Increase Your Home Value

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Everyone wants to increase the value of their home, but many are stumped by where to start. So, we've included practical tips and tricks to inspire you to create a plan today. Congratulations! You've just purchased a home and made one of the most significant purchases of your life. Within the walls and roof surrounding you are your future hopes and dreams. So, how can you protect that future? Simple, increase the value of your home! One of the many benefits of improving your home value is enjoying the comforts of the improvements you made. Below are seven ways to increase the value of your home.Read More

Refinancing After Forbearance; Credit Inquiries

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Over 4 million borrowers went into mortgage payment “forbearance” during the COVID-19 crisis, and many are now starting to end their forbearance periods – and wondering if they can refinance. […]Read More

Are Cash Out Refinances A Good Idea?

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When homeowners purchase a new home, they instantly start to accumulate equity in their new home. For some homeowners, taking cash out from their home equity can be a great way to pay off credit card bills, purchase a new home, pay for college, or invest in home improvement projects.Read More

Why “Now” Is Always The Best Time To Refi; Jumbo Returns :)

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GREAT NEWS – JUMBO HAS RETURNED! As expected and hoped for, one of our best jumbo investors returned to the market today with far lower rates. We are now very […]Read More

Refinancing FAQs; Essential Info for EVERY Borrower

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With rates this low, $4 to $5 trillion of mortgages are now eligible for refinancing. This is more than twice the mortgage industry’s annual capacity and rates look to stay […]Read More

Should You Refinance Your Mortgage?

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Mortgage rates are trending down, and many homeowners are considering refinancing their mortgage. Homeowners should reach out to a Mortgage Analyst about refinancing their mortgage if rates have dropped significantly lower and if their home value has increased.Read More

5 Bold Predictions For The Post COVID-19 World; COVID-19 Updates; Reason to Refi

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Forbes Publisher, Rich Karlgaard, published 5 Bold Predictions for the Post COVID-19 World. He imagined what we might see by the Spring of 2021 and predicted the following: A rebounding […]Read More

Rates 1/2 Percent HIGHER Than On Monday; Early Pay-Off Penalties

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Mortgage Interest Rates remain a full 1/2% higher than where they were on Monday, and 5/8% higher than where they were last week. So, while the 10-Year Treasury Bond (government […]Read More

The Myth of “Starting Amortization Over” When Borrowers Refinance – Save the Savings!

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I received the below email from a borrower this week: “I’m about 3 years into my current loan, and am looking into another refi. My monthly payment savings will be […]Read More

Low Rates & Early Pay Off Penalties; Six Months Is All We Ask

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Rates have fallen about 1/4 percent over the last few weeks and they are almost 1% lower than their peak only a few months back. As a result, everyone is […]Read More

When Does It Make Sense to Refinance? Rules of Thumb

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When I was researching today’s blog, I came across a December of 2010 blog of mine that said: “The refi boom is officially over.” I found that amusing b/c rates […]Read More

Cash-Out Refinance in California

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House values are continuing to increase across the state of California, and homeowners are now finding themselves with more equity in their homes. Many homeowners utilize a cash-out refinance to convert some of their equity into cash.Read More

Technology, Hand-Holding, & Big Bank Horror Story

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Team Member’s Mom Goes to the Competition One of our team member’s Moms went to the “competition” for a refi, and we were mortified… OK – actually, we weren’t. She […]Read More

Can Trump’s Deregulation Bring Back Sub-Prime Craziness? Heck No

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Refinance volume is at its lowest level since June of 2009. With lenders desperate to increase volume and President Trump showing a strong desire to deregulate financial markets, people are […]Read More