Tag Archive for: refi

7 Ways To Increase Your Home Value

Everyone wants to increase the value of their home, but many are stumped by where to start. So, we've included practical tips and tricks to inspire you to create a plan today. Congratulations! You've just purchased a home and made one of the most significant purchases of your life. Within the walls and roof surrounding you are your future hopes and dreams. So, how can you protect that future? Simple, increase the value of your home! One of the many benefits of improving your home value is enjoying the comforts of the improvements you made. Below are seven ways to increase the value of your home.Read More

Refinancing After Forbearance; Credit Inquiries

Over 4 million borrowers went into mortgage payment “forbearance” during the COVID-19 crisis, and many are now starting to end their forbearance periods – and wondering if they can refinance. […]Read More

Why “Now” Is Always The Best Time To Refi; Jumbo Returns :)

GREAT NEWS – JUMBO HAS RETURNED! As expected and hoped for, one of our best jumbo investors returned to the market today with far lower rates. We are now very […]Read More

Refinancing FAQs; Essential Info for EVERY Borrower

With rates this low, $4 to $5 trillion of mortgages are now eligible for refinancing. This is more than twice the mortgage industry’s annual capacity and rates look to stay […]Read More

When Does It Make Sense to Refinance? Rules of Thumb

When I was researching today’s blog, I came across a December of 2010 blog of mine that said: “The refi boom is officially over.” I found that amusing b/c rates […]Read More

Cash-Out Refinance in California

House values are continuing to increase across the state of California, and homeowners are now finding themselves with more equity in their homes. Many homeowners utilize a cash-out refinance to convert some of their equity into cash.Read More

Technology, Hand-Holding, & Big Bank Horror Story

Team Member’s Mom Goes to the Competition One of our team member’s Moms went to the “competition” for a refi, and we were mortified… OK – actually, we weren’t. She […]Read More

1/2% Since Election; Important Tips For Refi Guys Doing Purchases!!!

The huge rate increases do not threaten JVM’s business b/c we have always been about 85% purchases; we truly are purchase experts. With rates up so much though, the “refi […]Read More

Timing The Bottom for Rates? Get While Gettin’ is Good; Refi Again

Borrowers often ask us if we think rates will fall further before they lock, or they want to "time to the market" and lock in their rate at the "bottom." This in turn delays purchase transactions, and sometimes causes borrowers to miss refi opportunities altogether.Read More