Tag Archive for: non-qm financing

Non-QM Mortgages After Bankruptcy

Many borrowers in bankruptcy or recently discharged believe they can’t secure mortgage financing. However, the reality is that there are mortgage options available, even during or immediately after bankruptcy. For those navigating the financial challenges of bankruptcy, Non-QM loans (Non-Qualified Mortgages) provide flexible and accessible mortgage options, often with fewer barriers than traditional mortgage programs.Read More

Mortgages After Bankruptcies – Easy to Get! Jobs Report Nonsense Again

Mortgage rates shot through the roof this morning in response to a very strong jobs report! This is exactly what I predicted would happen in my blog yesterday, as the official BLS jobs reports always come out stronger than expected - particularly in January - before getting revised downward in later months.Read More

Airbnb/Vacation Rentals – Can Lenders Use Income? Are They Allowed?

When buyers purchase multiple-unit properties or single-family rentals, they can use future rents to help qualify for the purchase, as I mentioned in Friday’s blog. Multiple unit buyers can use […]Read More