Tag Archive for: liquidity

Asset-Based Loans: Buy Real Estate Without Liquidating Assets

Asset-based mortgage loans offer a beacon of hope for asset-rich borrowers who prefer not to liquidate their assets for purchasing properties. These unique financial instruments provide a perfect blend of flexibility and asset preservation, allowing you to tap into your wealth without having to sell off your valuable assets. So, if traditional loans don't quite match your financial profile, this type of loan could be your ticket to seamless real estate acquisition.Read More

Why Even Cash-Rich Borrowers Need 30-Year Mortgages; LIQUIDITY!

Borrowers Often Underestimate The Importance Of Liquidity. Especially when times are good. When rates are relatively low (under 8%), we always recommend using financing (obtaining a mortgage) to buy real estate, even if borrowers have ample cash.Read More

ARMs Are Not Evil; Defense of Adjustable Rates

A 47 year old borrower came to us recently with a $1.4 million mortgage and 5 years left on an Adjustable Rate Mortgage (ARM) at 2.875%. He plans to be in […]Read More

Fat Down Payment – Equity Line After Close To Reclaim Liquidity

We had two borrowers this week have to drain every penny of their substantial stashes of liquid funds in order to make their offers more competitive. Large down payments of […]Read More