Tag Archive for: hud

Manufactured Homes – Guidelines, Confusion, Tough Appraisals, Higher Rates

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With truly affordable homes getting harder and harder to find, many buyers (and agents) are looking at manufactured homes as lower-cost alternatives. But, manufactured homes are not as easy to […]Read More

What Do FHA Appraisers Do During Property Appraisals?

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FHA loans are currently one of the most common mortgage financing choices among homebuyers in California and Texas. FHA loans are supervised by the Department of Housing and Urban Development (HUD). Because of this, HUD defines all of the regulations for FHA loans in California, including home inspections and appraisals.Read More

FHA Spot Approvals for Condos; We Are Getting Them Already

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I mentioned a few times now how HUD is now granting “Spot Approvals” for FHA financing for single condo units within condo complexes that are not FHA approved. We have […]Read More

Condo Spot Approvals (again), Reserves, Time-Frames; Rate Volatility

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RATE VOLATILITY On Monday, a top producing loan officer/friend told me over dinner how much he loves the lack of volatility in the current rate environment. He explained that it […]Read More