Posts

What Is A Conventional Loan?

What Is A Conventional Loan Conventional loans are a favorite for homebuyers with decent credit scores and who have a fair amount of funds for a down payment. Conventional mortgages should not be confused with “Conforming Mortgages.” Conventional mortgages are institutional mortgages that are not insured by the FHA (Federal Housing Administration) or guaranteed by […]Read More

How Millennials Power The Housing Market – 6 Conclusions

“Millennials Are Super Charging The Housing Market” This was a front page headline in the WSJ recently. The millennial surge is something we have all seen coming – but there are some fascinating conclusions, nonetheless. Millennials consist of the generation born from 1981 – 1996, and they surpassed baby boomers as the largest generation alive […]Read More

3 Biggest Reasons To Buy Real Estate

The 3 biggest reasons to buy real estate now are: Increasing Rents: Rents are skyrocketing and will only continue to shoot up with inflation. Buying now allows homeowners to permanently fix their housing payments. Locking In a Low Rate: Rates remain extremely low but will inevitably climb as inflation signals get stronger and stronger. Buying […]Read More

2022 Conforming Loan Limits Announced – Up By $100,000; Good or Bad?

As we all learned on TikTok recently, the FHFA announced the new Conforming Loan Limits for Fannie Mae and Freddie Mac. I mention TikTok because that is where one of our superb marketing managers heard about it – and that was a reminder to me that TikTok isn’t only about bad dancing and lip-syncing. 😊 […]Read More

Why Homebuyers Need To Use A Real Estate Agent

When Homebuyers Represent Themselves In Real Estate Transactions – Bad Things Happen 😊 Many years ago when I was new to the business, I wrote a purchase contract for one of my borrowers for a property in the hills of Oakland, CA. I thought it would be an easy way for her and I to […]Read More

Study Shows First-Time Dallas Homebuyers Look for Financing First

A housing report by the Washington Post shows that first-time homebuyers get pre-approved before house hunting. In the Washington Post’s housing report, they found that 74% of homebuyers start their house hunt in areas like Dallas, Texas, by researching financing options and getting pre-approved with a local Dallas lender. For first-time homebuyers, that percentage increases […]Read More

5 Tips For Buying A Foreclosure in California

Understand that the process for buying a foreclosure in California is different. In traditional real estate transactions, homebuyers work directly with the property sellers and their agents. Homebuyers will typically present an offer directly to the seller and their agents to purchase the property. When homebuyers are buying a foreclosure in California, they are not […]Read More

You’re Invited To Our Homebuyer’s Seminar on April 12th. Save Your Seat!

I’m going to guess you know someone just like Kim. Kim was a nurse making good money and renting in Pleasant Hill. Kim was working with one of our Realtors for over a year but had been too apprehensive to pull the trigger and buy a home. And it seemed as though that was how […]Read More