Tag Archive for: freddie mac

Fannie Mae Made Rates WAY LOWER for First-Time Homebuyers!

/in ,
In mid-November, both Fannie Mae and Freddie Mac made homebuying ridiculously less expensive for many, if not most first-time homebuyers! And – I was remiss for not blogging about it […]Read More

Conforming Loan Limits In California 2022

/in ,
The U.S. Median Home Price has increased over 15% this year in California, and the FHFA increased the Conforming Loan Limits significantly. Check out the limits here.Read More

Rent Vs. Buy Comparison – Follow Up To Responses; ADU Follow Up Too

/in ,
Yesterday, I blogged about Rent Vs. Buy Comparisons In The Age of Inflation, and I got a surprising amount of feedback, including the following: “I put 5% down, and my […]Read More

2022 Conforming Loan Limits Increase

/in ,
U.S. median home prices continue to increase – so it is no surprise that the Federal Housing Financing Agency (FHFA) has increased the Conforming Loan Limits significantly. Conforming loan limits […]Read More

Why I Love And Hate Freddie Mac’s Mortgage Interest Rate Surveys

/in
Here is the link to Freddie Mac’s Mortgage Interest Survey Data. I recommend sharing this link often b/c it is one of the best sources available to see where interest […]Read More

Fannie & Freddie Breaking Off From Government Control?

/in ,
INTEREST RATES COULD SHOOT UP AT ANYTIME We often remind both borrowers and agents that interest rates are generally expected to remain low for some time, but that does not […]Read More

Asset Loans; Qualifying With Assets Instead of Income

/in ,
I touched on Asset Loans in December but I wanted to elaborate on them b/c they are such a great alternative for borrowers with substantial assets but limited documentable income. […]Read More

Fannie, Freddie, Agencies, GSE’s; What Are They? Differences?

/in ,
Fannie Mae and Freddie Mac are Government Sponsored Enterprises (GSEs) or “Agencies” that buy loans from mortgage banks and either hold them in their portfolios, or package them into “Mortgage […]Read More

Down Payment Options for Investment Properties

/in , , ,
We often get questions about investment purchases, so we wanted to revisit a few unique things that everyone should know about purchasing investment properties. 1.) Lenders require a 20% down […]Read More

Fannie and Freddie Are Not the Same; “GSEs.”

/in ,
Fannie Mae and Freddie Mac are Government Sponsored Enterprises (“GSEs”). Their role is to securitize mortgages or to help bundle them up to sell on the secondary market. This role […]Read More