Tag Archive for: real estate agent branding

Picking Up Free Money – & Why I Am Amazed So Many Agents Still Step Over It!

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Why Commercial Banks Built Ornate Palaces for Branches For almost two centuries, American commercial banks built grandiose branches with marble columns, soaring ceilings, and ridiculously ornate décor. They did this […]Read More

Buyers Going Straight To Listing Agents – Does It Work?

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On Monday, our Marketing Director (Lindsey) blogged about her Homebuying Hell and what she had to go through in her entry-level market. Every offer she made was at least 15% over the list price and she was still losing out. So, a mere 2% premium would have been laughable. This is the case in almost all of the markets in which we are currently lending.Read More

Apology to Coldwell Banker! Rent Back & Max Financed Property Reminders

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I want to extend my sincerest apology to Coldwell Banker, and particularly to all of the excellent Coldwell Banker agents we get to work with regularly! On Monday, I blogged about the shutdown of an excellent brokerage and brand (Climb) and my only point was to remind agents of the importance of fully establishing their personal brand.Read More
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JVM Lending is a division of Vellum Mortgage, Inc. | NMLS #1657323 | Licensed in Arizona, California, Florida, Georgia, Idaho, Illinois, Louisiana, Massachusetts, Oregon, Tennessee, Texas | For licensing information: www.nmlsconsumeraccess.org | Licensed by the California Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act | Equal Housing Opportunity

JVM Lending, 1212 Broadway Plaza, Suite 2100, Walnut Creek, CA 94596

For informational purposes only. No guarantee of accuracy is expressed or implied. Programs shown may not include all options or pricing structures. Rates, terms, programs and underwriting policies subject to change without notice. This is not an offer to extend credit or a commitment to lend. All loans subject to underwriting approval. Some products may not be available in all states and restrictions may apply.
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1 The flat $2,500 fee applies for homes valued at $1.3M or less; a flat $3,500 fee applies for homes valued over $1.3M. Market value is determined at the time of service and may be based on an appraisal, broker price opinion, or other valuation method.

2 FREE-FI ELIGIBILITY: 1) Client must purchase their home through JVM Lending with a closing date between 10/24/2022 and 12/31/2026 in order to be eligible for JVM’s Rate Drop Free-Fi. 2) Eligible for primary residences only. 3) Refinance offer must be claimed by locking the refinance rate between 120 days and 36 months from the original purchase closing date. 4) Refinance loan must be on the same subject property as the original purchase loan. 5) For refinance loan amounts of $350,000 or more, JVM Lending will provide a lender credit up to $4,500 toward the following fees: first appraisal (additional appraisals, if needed, are the client’s responsibility), credit report, tax certification, mortgage recording fee, flood certification and life of loan, notary fees, and processing and underwriting fees. 6) For refinance loan amounts between $150,000 and $349,999, JVM Lending will provide a lender credit up to $1,500 toward processing and underwriting fees. 7) Eligibility subject to loan approval. Please note that “specialty” loan programs including but not limited to Down Payment Assistance (DPA) mortgages, Non-Qualified Mortgages (Non-QM), Brokered/Wholesale Mortgages, and Bridge Loans may have additional loan approval criteria that impact offer eligibility and availability. 8) Minimum loan amount of $150,000.

This offer cannot be combined with any other JVM promotional offers or discounts. No cash value. Offer void if loan application doesn’t close. Client may utilize this offer as many times as desired, so long as the new loan funds after the early payoff date has passed (typically 180 days after close; contact JVM for your exact early payoff date). This offer is subject to changes or cancellation at any time at the sole discretion of JVM Lending. Additional restrictions/conditions may apply. This is not a commitment to lend and is contingent on qualification per full underwriting guidelines. Offer not available for Oregon State consumers. Contact JVM Lending at (855) 855-4491 for complete details about this offer. 

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