Tag Archive for: investment

The Huge Problem With Boomers; The #1 Reason To Buy A Home!

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In the 1960s, over 50% of America’s 30-year-olds were both married and homeowners. That percentage is down to 12% today.Read More

Greed Can Be Very Costly! Facing Reality; Powell Signals A Rate Cut

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My son’s former landlord is out $50,000 – for not facing reality.Read More

Expanded DSCR Loans: Almost ANY Investor With 20% Down Can Buy Investment Properties

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Investors can qualify based solely on market rents, and properties do NOT need to cash flow, meaning that the monthly rent can be less than the housing payment.Read More

Property Value = Lesser of Purchase Price or Appraisal; Gift of Equity

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This is a reminder that lenders must always use the lesser of the appraised value or the purchase price on the contract for financing and loan-to-value purposes. So, even if we have a rock solid $500,000 appraisal, if the purchase price on the contract is $250,000 – $250,000 will be the value from the lender’s perspective – no matter what. Read More

Stock Prices Crashed 89% From 1929 – 1932; Bond Prices Went Up 15%; Diversification Reminder

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Analysts frequently remind us that diversification within stocks is not true diversification. Prudent investing often means spreading assets across equities, bonds, real estate, commodities, and other classes, even if it requires sacrificing some gains in a single hot asset class.Read More

Why Cash (And Living Lean) Is King: When Steve Jobs Was Broke

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MAKING MILLIONS AND MOVING BACK TO MOM’S BASEMENT In 2010, NPR released its now very famous “Giant Pool of Money” podcast about the 2008 mortgage meltdown. And – in it […]Read More

Occupying Properties Within 60 Days; Notice to Vacate; Proof; Calling Loan

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  Owner-Occupied Financing – 60 Days “Owner-occupied” financing is more favorable than investment property financing because the risk of default is much less. Because of this lenders need to make […]Read More