A DSCR loan trades convenience for cost in very specific ways, and knowing which side of that trade works for your strategy is the whole decision. On one side: no personal income documentation, no cap on financed properties, and approvals built around the deal itself. On the other side: higher rates, larger down payments, and prepayment penalties that punish the wrong exit plan. Neither column tells the full story without the other. Here is an honest breakdown of the tradeoffs and how they shift depending on what kind of investor you are.Read More