Tag Archive for: bankruptcy refinance

Chapter 11 vs Chapter 13 Bankruptcy: What’s The Difference?

When facing financial difficulties, it's essential to know your options. Although bankruptcy may appear daunting, it can be a strategic solution for recovery. In this guide, we'll explore the differences between Chapter 11 and Chapter 13 bankruptcies to help you determine the best path forward. We'll also introduce an alternative solution that many overlook when under financial stress.Read More

How Long After Chapter 13 Can I Sell My House?

If you want to sell your house while in the midst of Chapter 13 bankruptcy, you likely have several questions about the process, legal requirements, and timing. In this blog, we'll explore the nuances of selling your home during or after Chapter 13 to help you make informed decisions.Read More

Don’t Let Chapter 13 Bankruptcy Ruin Your Credit or Life!

Has the thought, "Does filing for Chapter 13 bankruptcy hurt my credit?" crossed your mind? If you're struggling with debt, it's a common concern. We're often approached by worried homeowners who fear the impact of bankruptcy on their financial well-being. But what if there's an alternative that can save your credit and your peace of mind? This comprehensive guide offers insights and answers to help you navigate the tough decisions ahead.Read More

Chapter 13 Bankruptcy and Mortgages

Chapter 13 bankruptcy is a legal process that allows individuals with regular income to reorganize their debts and develop a repayment plan over a specific period, usually three to five years. Unlike Chapter 7 bankruptcy, which involves liquidating assets to repay creditors, Chapter 13 focuses on creating a structured repayment plan while protecting your assets, including your home.Read More

Refinancing During Chapter 13 Bankruptcy

While going through chapter 13 bankruptcy, it can be a challenge to get your finances back on track. If you have an existing mortgage you'd like to refinance, it can be even more challenging to find mortgage companies that will refinance your mortgage. Here's everything you need to know about refinancing during chapter 13 bankruptcy.Read More