If you're wondering how much house you can afford with a $60,000 salary, the home price range is roughly $230,000 to $400,000 on conventional financing, depending on your down payment and debt-to-income ratio. At this income, the monthly payment is only part of the picture: the down payment, closing costs, and other cash needed to close can matter just as much. This guide walks through the math on each, how FHA can stretch your buying power, and what a car payment or student loan does to the number.
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