Hazard insurance, also known as fire insurance, is a specific part of a homeowners insurance policy that provides coverage for the physical structure of your home against certain risks, such as fire, windstorms, or vandalism. This type of insurance is commonly referred to as part of homeowners insurance; however, it's important to understand that hazard insurance strictly pertains to the protection of the physical structure of your home, not including the personal contents inside or any liability coverage.Read More