Tag Archive for: debt consolidation

How to Avoid Filing Bankruptcy for Credit Card Debt

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Struggling with credit card debt is a common but stressful experience for many. If you're looking for ways to avoid filing for bankruptcy protection due to credit card debt, you're not alone. By exploring various strategies and understanding the alternatives available, you can find solutions that may prevent the need for bankruptcy and keep your credit intact.Read More

When Will Student Loan Payments Resume?

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If you're one of the millions of borrowers who have been benefiting from the student loan pause on federal student loans since March 2020, you're likely curious about when this financial breather will come to an end. The big question on everyone's mind is: When will student loan payments resume? Let's dive into the latest student loan news to find out.Read More

How to Qualify for an FHA Cash-Out Refinance

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Are you looking to leverage your home’s equity for a variety of financial needs? A cash-out refinance can be a powerful tool, and if you meet certain criteria, an FHA cash-out refinance might be the perfect solution. We will explain how FHA cash-out refinancing works, the eligibility requirements you need to meet, and the step-by-step process to qualify. Whether you’re considering debt consolidation, home improvements, or funding other financial goals, we’ll equip you with the knowledge and insights necessary to make informed decisions.Read More

Using Home Equity to Pay off Consumer Debt

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Are you burdened by consumer debt that seems to linger endlessly? Do you dream of a future without the weight of high-interest credit cards and loans? If so, there may be a solution within the walls of your own home. By leveraging your home equity through a cash-out refinance, you can pave the way to financial freedom while consolidating your personal debt. In this article, we will explore the advantages of paying off consumer debt with your home equity, delve into the cash-out refinance process, and answer some frequently asked questions.Read More

Leveraging Your Home Equity: Paying Off Debt and Seizing Investment Opportunities

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Harness the power of your home's equity to pay off consumer debt and make smart investments, while avoiding risky borrowing practices.Read More

Why Refi Into A Higher Rate? Debt Consolidation!

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We recently had a borrower who had over $110,000 of consumer debt (credit cards and personal loans). The borrower had a very low fixed-rate mortgage too that we could not match b/c rates have gone up and b/c the borrower’s credit score had dropped so much b/c of the consumer debt.Read More