Not ONE of the millennials who run JVM Lending was in the mortgage industry prior to the 2008 meltdown. In their minds, it was just some ancient event like the iPhone invention, the French Revolution, the fall of Rome, or when that asteroid thingy killed all the dinosaurs. In any case, I often regale them with stories about how, back in the day, mortgage banks and brokers could almost always beat the big commercial banks with jumbo rates.Read More