Tag Archive for: chapter 7

Don’t Let Chapter 7 Bankruptcy Ruin Your Credit or Life!

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Have you thought about filing for Chapter 7 bankruptcy to free yourself from your debt burdens, and then wondered how it would impact your credit? If so, you’re not alone, as Chapter 7 bankruptcy filings are surging to record levels. We're often approached by worried homeowners who fear the impact of bankruptcy on their financial well-being. But what if there's an alternative that can save your credit and your peace of mind? This comprehensive guide offers insights and answers to help you navigate the tough decisions ahead.Read More

Don’t Let Chapter 13 Bankruptcy Ruin Your Credit or Life!

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Has the thought, "Does filing for Chapter 13 bankruptcy hurt my credit?" crossed your mind? If you're struggling with debt, it's a common concern. We're often approached by worried homeowners who fear the impact of bankruptcy on their financial well-being. But what if there's an alternative that can save your credit and your peace of mind? This comprehensive guide offers insights and answers to help you navigate the tough decisions ahead.Read More

Bankruptcy Often Better Than Credit Counseling

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One of our borrowers recently closed down her business and is now thinking about entering into a credit counseling program to pay off all of her credit card debt b/c […]Read More

Bankruptcy Seasoning Requirements; 0, 2 & 4 Years

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We are revisiting Bankruptcy (BK) seasoning requirements b/c we are asked so often: For Chapter 7 (liquidation) BKs the seasoning is 2 years from discharge for FHA financing and 4 years […]Read More