*ELIGIBILITY: 1) Client must first purchase their home with JVM Lending with a closing date occurring between 10/24/2022 and 12/31/2026 in order to be eligible for JVM's Rate Drop Free-fi. 2) Eligible for primary residences only. 3) Refinance offer must be claimed by locking the initial rate between 120 days and 36 months from the purchase closing date. 4) Refinance loan must be on the same subject property as the original purchase loan. 5) JVM Lending will cover the following fees as a lender-paid credit: first appraisal fees only (if additional appraisals are needed, that cost will be covered by the client), credit report, tax certification, mortgage recording fee, flood certification and life of loan, notary fees, and if a conventional loan, processing and underwriting fees. 6) Eligibility subject to loan approval. Please noste that "specialty" loan programs including but not limited to Down Payment Assistance (DPA) mortgages, Non-Qualified Mortgages (Non-QM), Brokered/Wholesale Mortgages, and Bridge Loans may have additional loan approval criteria that impact offer eligibility and availability. 7) Refinance must have a minimum loan amount of $250,000. 8) Maximum closing costs credit limited to $4,500. This offer cannot be combined with any other JVM promotional offers or discounts. No cash value. Offer void if loan application doesn’t close. Client may utilize this offer as many times as desired within a few months of purchase, so long as the new loan funds after the early payoff date has passed (around 6 months after close - please inquire with JVM for the exact date on your loan). This offer is subject to changes or cancellation at any time at the sole discretion of JVM Lending. Additional restrictions/conditions may apply. This is not a commitment to lend and is contingent on qualification per full underwriting guidelines. Questions about this offer? Contact JVM Lending at (855) 855-4491, email jvmteam@jvmlending.com, or visit jvmlending.com/contact-us. Offer not available for Oregon State consumers.
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JVM Lending is a division of Vellum Mortgage, Inc. | NMLS 1657323 | Licensed in AZ, CA, FL, GA, ID, IL, LA, MA, OR, TN, TX | For licensing information go to www.nmlsconsumeraccess.org |
Licensed under the CRMLA by the California Department of Business Oversight | Equal Housing Opportunity
JVM Lending,
1212 Broadway Plaza, Suite 2100,
Walnut Creek,
CA
94596
For informational purposes only. No guarantee of accuracy is expressed or implied. Programs shown may not include all options or pricing structures. Rates, terms, programs and underwriting policies subject to change without notice. This is not an offer to extend credit or a commitment to lend. All loans subject to underwriting approval. Some products may not be available in all states and restrictions may apply.
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