Cities We Serve In Arizona:

  1. Aguila
  2. Ajo
  3. Amado
  4. Apache Junction
  5. Arivaca
  6. Arizona City
  7. Arlington
  8. Ash Fork
  9. Avondale
  10. Bagdad
  11. Bapchule
  12. Bellemont
  13. Benson
  14. Bisbee
  15. Black Canyon City
  16. Blue
  17. Bouse
  18. Bowie
  19. Buckeye
  20. Bullhead City
  21. Bylas
  22. Cameron
  23. Camp Verde
  24. Carefree
  25. Casa Grande
  26. Cashion
  27. Catalina
  28. Cave Creek
  29. Central
  30. Chandler Heights
  31. Chandler
  32. Chino Valley
  33. Chloride
  34. Cibecue
  35. Cibola
  36. Clarkdale
  37. Clay Springs
  38. Claypool
  39. Clifton
  40. Cochise
  41. Colorado City
  42. Congress
  43. Coolidge
  44. Cornville
  45. Cortaro
  46. Cottonwood
  47. Crown King
  48. Dateland
  49. Dewey
  50. Dolan Springs
  51. Douglas
  52. Dragoon
  53. Duncan
  54. Eden
  55. Ehrenberg
  56. El Mirage
  57. Elfrida
  58. Elgin
  59. Eloy
  60. Flagstaff
  61. Florence
  62. Forest Lakes
  63. Fort Apache
  64. Fort Huachuca
  65. Fort Mcdowell
  66. Fort Mohave
  67. Fort Thomas
  68. Fountain Hills
  69. Fredonia
  70. Gila Bend
  71. Gilbert
  72. Glendale
  73. Globe
  74. Gold Canyon
  75. Golden Valley
  76. Goodyear
  77. Grand Canyon
  78. Gray Mountain
  79. Green Valley
  80. Hackberry
  81. Happy Jack
  82. Hayden
  83. Heber
  84. Hereford
  85. Higley
  86. Holbrook
  87. Hotevilla
  88. Huachuca City
  89. Hualapai
  90. Humboldt
  91. Indian Wells
  92. Jerome
  93. Joseph City
  94. Kaibeto
  95. Kayenta
  96. Keams Canyon
  97. Kearny
  98. Kingman
  99. Kirkland
  100. Kykotsmovi Village
  101. Lake Havasu City
  102. Lake Montezuma
  103. Lakeside
  104. Laveen
  105. Leupp
  106. Litchfield Park
  107. Littlefield
  108. Luke Air Force Base
  109. Lukeville
  110. Mammoth
  111. Marana
  112. Marble Canyon
  113. Maricopa
  114. Mayer
  115. Mc Neal
  116. Meadview
  117. Mesa
  118. Miami
  119. Mohave Valley
  120. Morenci
  121. Mormon Lake
  122. Morristown
  123. Mount Lemmon
  124. Munds Park
  125. Naco
  126. New River
  127. Nogales
  128. North Rim
  129. Oatman
  130. Oracle
  131. Overgaard
  132. Page
  133. Palo Verde
  134. Paradise Valley
  135. Parker
  136. Parks
  137. Patagonia
  138. Paulden
  139. Payson
  140. Peach Springs
  141. Pearce
  142. Peoria
  143. Peridot
  144. Phoenix
  145. Picacho
  146. Pima
  147. Pine
  148. Pinedale
  149. Pinetop
  150. Pinon
  151. Pirtleville
  152. Polacca
  153. Pomerene
  154. Poston
  155. Prescott
  156. Prescott Valley
  157. Quartzsite
  158. Queen Creek
  159. Red Rock
  160. Rillito
  161. Rimrock
  162. Rio Rico
  163. Rio Verde
  164. Roll
  165. Roosevelt
  166. Sacaton
  167. Safford
  168. Sahuarita
  169. Saint David
  170. Salome
  171. San Carlos
  172. San Luis
  173. San Manuel
  174. San Simon
  175. San Tan Valley
  176. Sasabe
  177. Scottsdale
  178. Second Mesa
  179. Sedona
  180. Seligman
  181. Sells
  182. Shonto
  183. Show Low
  184. Sierra Vista
  185. Skull Valley
  186. Snowflake
  187. Solomon
  188. Somerton
  189. Sonoita
  190. Stanfield
  191. Sun City West
  192. Sun City
  193. Sun Valley
  194. Supai
  195. Superior
  196. Surprise
  197. Tacna
  198. Taylor
  199. Tempe
  200. Temple Bar Marina
  201. Thatcher
  202. Tolleson
  203. Tombstone
  204. Tonalea
  205. Tonopah
  206. Tonto Basin
  207. Topawa
  208. Topock
  209. Tortilla Flat
  210. Tuba City
  211. Tubac
  212. Tucson
  213. Tumacacori
  214. Vail
  215. Valentine
  216. Valley Farms
  217. Waddell
  218. Wellton
  219. Wenden
  220. White Mountain Lake
  221. Wickenburg
  222. Wikieup
  223. Willcox
  224. Williams
  225. Willow Beach
  226. Window Rock
  227. Winkelman
  228. Winslow
  229. Wittmann
  230. Woodruff
  231. Yarnell
  232. Young
  233. Youngtown
  234. Yucca
  235. Yuma
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We are a hybrid mortgage lender committed to reinventing the mortgage lending model in order to provide outstanding service, low rates, and some of the fastest closing times in the industry.

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JVM Lending is a division of Vellum Mortgage, Inc. | NMLS #1657323 | Licensed in Arizona, California, Florida, Georgia, Idaho, Illinois, Louisiana, Massachusetts, Oregon, Tennessee, Texas | For licensing information: www.nmlsconsumeraccess.org | Licensed under the CRMLA by the CA Department of Business Oversight | Equal Housing Opportunity

JVM Lending, 1212 Broadway Plaza, Suite 2100, Walnut Creek, CA 94596

For informational purposes only. No guarantee of accuracy is expressed or implied. Programs shown may not include all options or pricing structures. Rates, terms, programs and underwriting policies subject to change without notice. This is not an offer to extend credit or a commitment to lend. All loans subject to underwriting approval. Some products may not be available in all states and restrictions may apply.
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Copyright © JVM Lending 2026. All rights reserved.

1 The flat $2,500 fee applies for homes valued at $1.3M or less; a flat $3,500 fee applies for homes valued over $1.3M. Market value is determined at the time of service and may be based on an appraisal, broker price opinion, or other valuation method.

2 FREE-FI ELIGIBILITY: 1) Client must purchase their home through JVM Lending with a closing date between 10/24/2022 and 12/31/2026 in order to be eligible for JVM’s Rate Drop Free-Fi. 2) Eligible for primary residences only. 3) Refinance offer must be claimed by locking the refinance rate between 120 days and 36 months from the original purchase closing date. 4) Refinance loan must be on the same subject property as the original purchase loan. 5) For refinance loan amounts of $350,000 or more, JVM Lending will provide a lender credit up to $4,500 toward the following fees: first appraisal (additional appraisals, if needed, are the client’s responsibility), credit report, tax certification, mortgage recording fee, flood certification and life of loan, notary fees, and processing and underwriting fees. 6) For refinance loan amounts between $150,000 and $349,999, JVM Lending will provide a lender credit up to $1,500 toward processing and underwriting fees. 7) Eligibility subject to loan approval. Please note that “specialty” loan programs including but not limited to Down Payment Assistance (DPA) mortgages, Non-Qualified Mortgages (Non-QM), Brokered/Wholesale Mortgages, and Bridge Loans may have additional loan approval criteria that impact offer eligibility and availability. 8) Minimum loan amount of $150,000.

This offer cannot be combined with any other JVM promotional offers or discounts. No cash value. Offer void if loan application doesn’t close. Client may utilize this offer as many times as desired, so long as the new loan funds after the early payoff date has passed (typically 180 days after close; contact JVM for your exact early payoff date). This offer is subject to changes or cancellation at any time at the sole discretion of JVM Lending. Additional restrictions/conditions may apply. This is not a commitment to lend and is contingent on qualification per full underwriting guidelines. Offer not available for Oregon State consumers. Contact JVM Lending at (855) 855-4491 for complete details about this offer. 

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