Price Limits For First-Time Homebuyers? Other Limits?
We have had young first-time homebuyer tech employees come to us wanting to buy $2 million+ homes with $400,000 to $500,000 down payments – and there were no major issues. […]
Your Trusted Guide for Mortgages & Real Estate
We have had young first-time homebuyer tech employees come to us wanting to buy $2 million+ homes with $400,000 to $500,000 down payments – and there were no major issues. […]
Are you struggling with significant debt and thinking about bankruptcy? Before you decide, it's crucial to understand all your options. This guide provides clear and practical alternatives to...
When facing financial difficulties, it's essential to know your options. Although bankruptcy may appear daunting, it can be a strategic solution for recovery. In this guide, we'll explore the...
Americans love to hate on “BIG!” Big tobacco, big pharma, big oil, big food, and my own personal bête noire – “big bank!” These guys use their political clout and capital to crowd out the...
There is probably no more important concept for people to understand than this: why can the U.S. print so much money without inflation when other countries can’t? It is so important because so many...
If you're one of the many individuals who have recently navigated the challenging process of bankruptcy, you might be wondering about the possibility of borrowing against your home equity. While...
We had an appraisal come in $40,000 under contract a few weeks ago – and both the buyers and sellers were furious… solely because they did not understand appraisal guidelines.
FHA allows buyers to finance their upfront mortgage insurance premium (MIP) equal to 1.75% of the loan amount. So, while FHA loans are ostensibly 96.5% loan-to-value, they are effectively around...
Are you wondering if you can buy a house after bankruptcy? While it comes with its challenges, notably rebuilding credit and navigating waiting periods for mortgage qualifications, it is certainly...
If you want to sell your house while in the midst of Chapter 13 bankruptcy, you likely have several questions about the process, legal requirements, and timing. In this blog, we'll explore the...
Filing for bankruptcy is a significant decision with lasting effects on your financial landscape, but does it mean losing your home? The answer isn't straightforward and heavily depends on the type...
For many residents in Tennessee, filing for Chapter 13 bankruptcy protection is a strategic move to regain control over their financial situation. Unlike a Chapter 7 bankruptcy, which involves...
Chapter 13 bankruptcy, often referred to as a "wage earner's plan," allows individuals with regular incomes in Massachusetts to develop a plan to repay all or part of their debts. During this...
Rates are way up this morning again, and nobody is happier about that than me – even though these high rates are extremely costly for JVM and the mortgage and real estate industries. On Saturday, I...
Resume from where you left off. No obligations.