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Ultimate Goal: Serving Borrower and Closing Deals: Not A Cliché

A listing agent called us on Monday b/c an appraisal on one of her listings came in $200,000 low. We knew our appraisers could come in at contract price, but we instead explained how the deal could be re-structured at the existing lender and sent it back (to a very happy loan officer).

We did this for two reasons: (1) the borrower locked in a very low rate before rates went up; and (2) our “re-structure” allowed the deal to close in a week, so the borrowers would not be homeless (we needed at least 3 weeks to take over and close).

My main point is that we do this often. JVM is clearly a premier lender with a huge array of products and stellar service. But, we are also aware of the market, of competitor’s products, and of borrower needs.

If JVM is not the best option for a borrower, we will refer them elsewhere to reliable sources or help existing lenders re-structure deals.

We always have our clients’ best interests in mind, even when it means giving up a lucrative transaction.

Jay Voorhees
Founder/Broker | JVM Lending
(925) 855-4491 | DRE# 01524255, NMLS# 335646