< Back to JVM's Blog

More than 4 Properties Financed – Issues/Prohibitions

Many of our Realtors are overly concerned about borrowers having more than “4 financed properties.” This is b/c some lenders will not offer financing to any borrower who has 4 or more financed properties.

We, however, have numerous lenders that allow up to 10 financed properties. And, keep in mind that this “prohibition” only applies to financed “residential properties” of 4 or fewer units. The limit does not apply to financed commercial properties.

All lenders, however, apply the 4 property limit for unique situations like “conforming loans that require co-signers”, and “cash out loans for non-owner occupied properties”.

If you have questions, feel free to send us an email or give us a call.

Jay Voorhees
Founder/Broker | JVM Lending
(855) 855-4491 | DRE# 1197176, NMLS# 310167