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FHA Loans “Assumable”; No Other Loans Are

FHA Loans are the ONLY loans that are assumable. No “Conventional Loans” are assumable. Once again, the “Assumability” feature is a big selling point of FHA Loans.

We mention this often, but if inflation sets in and rates spike to double digits (what we expect to happen), selling a house with an “assumable FHA loan at 4.75%” will make that house far more valuable to buyers.

This is one more reason we encourage our buyers to buy now with FHA financing while rates and values are so low.

Jay Voorhees
Founder/Broker | JVM Lending
(855) 855-4491 | DRE# 1197176, NMLS# 310167